What is the most common complaint against Michael Wayne Investment?

The most common issue consumers report about Michael Wayne Investment is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 13 complaints filed with the CFPB.

Are complaints against Michael Wayne Investment increasing or decreasing?

Complaints against Michael Wayne Investment are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.

What is Michael Wayne Investment's reputation grade?

Michael Wayne Investment has a reputation grade of C (score: 59.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Michael Wayne Investment respond to consumer complaints?

Michael Wayne Investment has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Michael Wayne Investment operate?

Michael Wayne Investment has received CFPB complaints from consumers in 6 states, with the most complaints from Virginia (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michael Wayne Investment - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

5
Attempts to collect debt not owed

4
Written notification about debt

1
False statements or representation

1
Cont'd attempts collect debt not owed

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record michael-wayne-investment Michael Wayne Investment

Grade C · 13 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2264 · compose #2381

VOL 13
GRADE C
12MO 2
STATES 6
TIMELY 100%
DISPUTE 50%
ISSUE Took or threatened to take…
RANK #2,264
COMPOSE #2,381

Volume peers

Nearest volume peer: 3rd Generation, Inc. (13 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Michael Wayne Investment's 13 CFPB complaints sit next to 3rd Generation, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

53.8% of Michael Wayne Investment's CFPB filings land in Virginia

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Virginia 53.8%; 7 of 13 filings · 6 states touched
Even monthly load: Peak under 8%; Highest month 2017-12 at 7.1% (3 filings)
Corpus ranks: #2,264 volume; #2,381 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Michael Wayne Investment compare to its peers?

How does Michael Wayne Investment compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Michael Wayne Investme… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-04 2020-08

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	5
Attempts to collect debt not owed	4
Written notification about debt	1
False statements or representation	1
Cont'd attempts collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Michael Wayne Investment come from?

Michael Wayne Investment's own per-state count, not a national baseline.

Virginia

7
California

2
Maryland

1
Missouri

1
New York

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Michael Wayne Investment: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to Michael Wayne Investment: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.