What is the most common complaint against Applied Business Services, Inc.?

The most common issue consumers report about Applied Business Services, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 122 complaints filed with the CFPB.

Are complaints against Applied Business Services, Inc. increasing or decreasing?

Complaints against Applied Business Services, Inc. are falling. The company received 16 complaints in the last 12 months, showing improvement over prior periods.

What is Applied Business Services, Inc.'s reputation grade?

Applied Business Services, Inc. has a reputation grade of D (score: 49.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Applied Business Services, Inc. respond to consumer complaints?

Applied Business Services, Inc. has a 75% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.

In how many states does Applied Business Services, Inc. operate?

Applied Business Services, Inc. has received CFPB complaints from consumers in 24 states, with the most complaints from North Carolina (28 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Applied Business Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 24 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

50
Written notification about debt

21
Cont'd attempts collect debt not owed

19
Took or threatened to take negative or legal action

18
False statements or representation

6
Communication tactics

4

Data updated September 2026

CFPB complaint disposition

CCDB record applied-business-services-inc Applied Business Services, Inc.

Grade D · 122 CFPB filings · 75% timely · lead issue: Attempts to collect debt not owed · vol #745 · compose #4195

VOL 122
GRADE D
12MO 16
STATES 24
TIMELY 75%
DISPUTE 15%
ISSUE Attempts to collect debt n…
RANK #745
COMPOSE #4,195

Volume peers

Nearest volume peer: Professional Adjustment Corp. of S.W. FL., Inc. (122 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Applied Business Services, Inc.'s 122 CFPB complaints sit next to Professional Adjustment Corp. of S.W. FL., Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

North Carolina is the plurality state for Applied Business Services, Inc. (23.0%)

Volume rank #745 and composite rank #4,195 diverge by 3,450 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: North Carolina 23.0%; Mid-band (15–30%) · 24 states with ≥1 filing
Seasonal peak: 2014-03 10.3%; 8–15% band · 4 filings
Divergent corpus ranks: #745 volume; #4,195 composite; Cleanest-composite ladder is 3,450 places worse than volume

How does Applied Business Services, Inc. compare to its peers?

How does Applied Business Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Applied Business Servi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

75%

98%

91%

Consumer-dispute ratelower is better

15%

28%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-11 2018-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	50
Written notification about debt	21
Cont'd attempts collect debt not owed	19
Took or threatened to take negative or legal action	18
False statements or representation	6
Communication tactics	4
Disclosure verification of debt	3
Improper contact or sharing of info	1

Where do complaints against Applied Business Services, Inc. come from?

Applied Business Services, Inc.'s own per-state count, not a national baseline.

North Carolina

28
South Carolina

22
Georgia

16
Florida

15
Virginia

7
Texas

6
New Jersey

4
California

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Applied Business Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 122.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 75.42372881355932%.

4 peers

Know your rights before responding to Applied Business Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.