State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0.5% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

Consumer Adjustment Company Incorporated

D
49 total complaints → stable

Diversified Adjustment Service, Inc.

D
49 total complaints → stable

Iqor US Inc

D
49 total complaints ↓ falling

Security Credit Services, LLC

D
49 total complaints ↑ rising

Zwicker & Associates

D
49 total complaints → stable

Credit Corp Solutions Inc.

D
48 total complaints ↑ rising

Halsted Financial Services, LLC.

D
48 total complaints ↑ rising

Waypoint Resource Group, LLC

F
47 total complaints ↑ rising

Self Financial Inc.

F
46 total complaints ↑ rising

Aargon Agency, Inc.

F
45 total complaints → stable

Dominion Law Associates, P.L.L.C.

C
45 total complaints ↓ falling

AR Resources, Inc.

D
44 total complaints ↓ falling

HSBC North America Holdings Inc.

D
44 total complaints ↓ falling

Lendmark Financial Services

D
44 total complaints ↑ rising

Midwest Recovery Systems

F
44 total complaints ↓ falling

Monterey Financial Services LLC

D
44 total complaints ↑ rising

American Coradius International LLC

D
41 total complaints ↓ falling

Ally Financial Inc.

D
40 total complaints ↑ rising

Levy & Associates, LLC

C
40 total complaints → stable

Nelnet, Inc.

D
40 total complaints ↑ rising

Consumer Portfolio Services, Inc.

D
39 total complaints ↑ rising

The Law Offices of Mitchell D. Bluhm & Associates

C
38 total complaints ↓ falling

Capital Accounts, LLC

F
37 total complaints ↓ falling

Colony Brands, Inc.

F
37 total complaints → stable

Medical Data Systems, Inc.

D
37 total complaints ↓ falling

I.q. Data International, Inc.

D
36 total complaints ↓ falling

CNG Financial Corporation

D
35 total complaints → stable

Central Portfolio Control Inc.

D
34 total complaints ↑ rising

Delbert Services

D
34 total complaints ↓ falling

Financial Management Solutions, LLC

D
34 total complaints ↓ falling

Goldman Sachs Bank USA

F
34 total complaints ↑ rising

Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch

D
34 total complaints ↓ falling

Santander Consumer USA Holdings Inc.

D
34 total complaints ↓ falling

First Credit Services Inc.

D
33 total complaints ↑ rising

Linebarger Goggan Blair & Sampson LLP

D
33 total complaints ↓ falling

ORG GC GP Buyer, LLC

D
33 total complaints ↓ falling

Unifin Inc.

D
33 total complaints ↑ rising

Westlake Services, LLC

D
33 total complaints ↑ rising

Absolute Resolutions Corp.

C
32 total complaints ↑ rising

TekCollect Inc.

D
32 total complaints ↑ rising

W&A Intermediate Co., LLC

F
32 total complaints ↑ rising

AES/Pheaa

D
31 total complaints ↓ falling

Mariner Finance, LLC

D
31 total complaints ↑ rising

Meridian Financial Services, Inc.

D
31 total complaints ↑ rising

Santander Holdings USA, Inc.

F
31 total complaints ↑ rising

Wakefield & Associates, Inc.

F
31 total complaints ↓ falling

Acima Credit, LLC

C
30 total complaints ↑ rising

Bridgecrest Acceptance Corporation

D
30 total complaints ↑ rising

Cedars Business Services, LLC

D
30 total complaints ↑ rising

Ditech Financial LLC

D
30 total complaints ↓ falling

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.