State complaint profile

Debt collection complaints in Utah

5,102 CFPB complaints filed against 758 debt collectors active in Utah.

Complaints
5,102
Collectors
758
Top collector
Express Recovery Services, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Utah at a glance

Utah consumers have filed 5,102 CFPB debt-collection complaints against 758 collectors.

5,102
CFPB complaints filed
758
collectors active here
#1
most-complained: Express Recovery Services, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Utah

Utah filings are dispersed: the top three collectors hold only 0.1% of 5,102 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Utah residents in this extract is Express Recovery Services, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Ascension Point Recovery Services, LLC

C
2 total complaints ↓ falling

Avid Acceptance, LLC

B
2 total complaints ↑ rising

Bridgecrest Acceptance Corporation

D
2 total complaints ↑ rising

Brown and Joseph, Ltd

F
2 total complaints ↓ falling

CMRE Financial Services, Inc.

D
2 total complaints ↓ falling

California Accounts Service

C
2 total complaints ↓ falling

CarMax, Inc.

C
2 total complaints ↑ rising

Cedars Business Services, LLC

D
2 total complaints ↑ rising

Certegy Holdings, LLC

D
2 total complaints ↓ falling

Chainlink Services LLC

D
2 total complaints ↑ rising

Cooper Hoffman Klein Associates

D
2 total complaints ↓ falling

Covington Capital Corporation

2 total complaints ↑ rising

Credit Consulting Services, Inc.

D
2 total complaints ↓ falling

Credit Fresh Holdings Inc

F
2 total complaints ↑ rising

Credit Service Company, INC

D
2 total complaints ↓ falling

Credit Systems International, Inc.

D
2 total complaints ↑ rising

CreditNinja Lending, LLC

D
2 total complaints ↑ rising

D2 Management LLC

D
2 total complaints → stable

Data and Contact Management Solutions, LLC

C
2 total complaints ↓ falling

Diverse Funding Associates LLC

D
2 total complaints ↑ rising

Eastern Management Group LLC

B
2 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
2 total complaints ↓ falling

Everest Receivable Services Inc.

C
2 total complaints → stable

FC HoldCo LLC

C
2 total complaints ↑ rising

FEDChex Recovery, LLC

F
2 total complaints ↑ rising

First National Bank of Pennsylvania

B
2 total complaints ↓ falling

Fairway Capital Recovery, LLC

C
2 total complaints ↑ rising

Financial Credit Network Inc

D
2 total complaints ↓ falling

Financial Recoveries, Inc.

C
2 total complaints ↓ falling

First Credit Services Inc.

D
2 total complaints ↑ rising

First Data Corporation

D
2 total complaints ↓ falling

First Recovery Solutions, Inc.

F
2 total complaints ↓ falling

Franklin Collection Service, Inc.

D
2 total complaints ↓ falling

Frost-Arnett Company

D
2 total complaints ↓ falling

Future Judgement Solutions

F
2 total complaints ↑ rising

GLA Collection Company, Inc.

D
2 total complaints ↓ falling

Great Lakes

C
2 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
2 total complaints ↓ falling

Genesis Financial & Payment Systems Holdings, LLC

A
2 total complaints ↓ falling

Global Credit & Collection Corporation

D
2 total complaints ↓ falling

Global Lending Services LLC

C
2 total complaints ↑ rising

Goal Structured Solutions, LLC

F
2 total complaints ↑ rising

Google Compare Credit Cards Inc.

D
2 total complaints → stable

HCFS Healthcare Financial Services of TeamHealth

F
2 total complaints ↓ falling

Hovg, LLC

F
2 total complaints ↓ falling

Huntington National Bank, the

C
2 total complaints → stable

Harley Davidson Financial Services Inc

C
2 total complaints ↑ rising

InDebted Corporation

F
2 total complaints ↑ rising

International Computer Systems, Inc.

D
2 total complaints → stable

JH Portfolio Debt Equities, LLC

D
2 total complaints ↓ falling

If a collector is contacting you in Utah

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Utah resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Utah

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Utah Resident

Three parallel channels apply in Utah: the CFPB complaint form (powers this dataset), the Utah attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.