What is the most common complaint against California Accounts Service?

The most common issue consumers report about California Accounts Service is "Attempts to collect debt not owed", specifically "Debt is not mine". This is based on 48 complaints filed with the CFPB.

Are complaints against California Accounts Service increasing or decreasing?

Complaints against California Accounts Service are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is California Accounts Service's reputation grade?

California Accounts Service has a reputation grade of C (score: 56.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does California Accounts Service respond to consumer complaints?

California Accounts Service has a 94% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.

In how many states does California Accounts Service operate?

California Accounts Service has received CFPB complaints from consumers in 5 states, with the most complaints from California (41 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California Accounts Service - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

13
Cont'd attempts collect debt not owed

10
Written notification about debt

7
Took or threatened to take negative or legal action

6
False statements or representation

3
Communication tactics

3

Data updated September 2026

CFPB complaint disposition

CCDB record california-accounts-service California Accounts Service

Grade C · 48 CFPB filings · 94% timely · lead issue: Attempts to collect debt not owed · vol #1219 · compose #3129

VOL 48
GRADE C
12MO 1
STATES 5
TIMELY 94%
DISPUTE 28%
ISSUE Attempts to collect debt n…
RANK #1,219
COMPOSE #3,129

Volume peers

Nearest volume peer: ABR Recovery Services LLC. (48 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

California Accounts Service's 48 CFPB complaints sit next to ABR Recovery Services LLC. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

85.4% of California Accounts Service's CFPB filings land in California

High volume does not equal a clean composite: California Accounts Service is volume #1,219 but composite #3,129, while California dominates the geography. Corpus placement method.

Dominant state: California 85.4%; 41 of 48 filings · 5 states touched
Seasonal peak: 2020-02 12.9%; 8–15% band · 4 filings
Divergent corpus ranks: #1,219 volume; #3,129 composite; Cleanest-composite ladder is 1,910 places worse than volume

How does California Accounts Service compare to its peers?

How does California Accounts Service compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

California Accounts Se… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

94%

79%

91%

Consumer-dispute ratelower is better

28%

12%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-05 2025-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	13
Cont'd attempts collect debt not owed	10
Written notification about debt	7
Took or threatened to take negative or legal action	6
False statements or representation	3
Communication tactics	3
Disclosure verification of debt	2
Improper contact or sharing of info	2
Threatened to contact someone or share information improperly	1
Taking/threatening an illegal action	1

Where do complaints against California Accounts Service come from?

California Accounts Service's own per-state count, not a national baseline.

California

41
Utah

2
Washington

2
New York

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for California Accounts Service: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 48.

4 peers

Know your rights before responding to California Accounts Service: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.