What is the most common complaint against Future Judgement Solutions?

The most common issue consumers report about Future Judgement Solutions is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 67 complaints filed with the CFPB.

Are complaints against Future Judgement Solutions increasing or decreasing?

Complaints against Future Judgement Solutions are rising. The company received 22 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Future Judgement Solutions's reputation grade?

Future Judgement Solutions has a reputation grade of F (score: 32.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Future Judgement Solutions respond to consumer complaints?

Future Judgement Solutions has a 43% timely response rate to CFPB complaints.

In how many states does Future Judgement Solutions operate?

Future Judgement Solutions has received CFPB complaints from consumers in 29 states, with the most complaints from Florida (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Future Judgement Solutions - Debt Collector Complaint Profile

CFPB complaint profile across 29 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

38
Attempts to collect debt not owed

13
Communication tactics

7
False statements or representation

3
Threatened to contact someone or share information improperly

3
Written notification about debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record future-judgement-solutions Future Judgement Solutions

Grade F · 67 CFPB filings · 43% timely · lead issue: Took or threatened to take negative or legal action · vol #1023 · compose #5193

VOL 67
GRADE F
12MO 22
STATES 29
TIMELY 43%
ISSUE Took or threatened to take…
RANK #1,023
COMPOSE #5,193

Volume peers

Nearest volume peer: Armcon Corp (67 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Future Judgement Solutions's 67 CFPB complaints sit next to Armcon Corp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Future Judgement Solutions spreads filings across 29 states - Florida leads at only 11.9%

Despite a broad state map, Future Judgement Solutions still sits volume #1,023 against composite #5,193 - the two RankMaps diverge by 4,170 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 11.9% across 29 states
Seasonal peak: 2023-11 10.8%; 8–15% band · 4 filings
Divergent corpus ranks: #1,023 volume; #5,193 composite; Cleanest-composite ladder is 4,170 places worse than volume

How does Future Judgement Solutions compare to its peers?

How does Future Judgement Solutions compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Future Judgement Solut… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

43%

95%

91%

Consumer-dispute ratelower is better

75%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-03 2025-07

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	38
Attempts to collect debt not owed	13
Communication tactics	7
False statements or representation	3
Threatened to contact someone or share information improperly	3
Written notification about debt	2
Electronic communications	1

Where do complaints against Future Judgement Solutions come from?

Future Judgement Solutions's own per-state count, not a national baseline.

Florida

8
New York

6
Pennsylvania

6
Texas

6
North Carolina

5
California

4
Colorado

3
South Carolina

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Future Judgement Solutions: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 67.

4 peers

Know your rights before responding to Future Judgement Solutions: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.