This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 67 complaints

Future Judgement Solutions - Debt Collector Complaint Profile

CFPB complaint profile across 29 states, reputation grade F.

Complaints by issue type

What consumers report about Future Judgement Solutions

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record future-judgement-solutions Future Judgement Solutions

Grade F · 67 CFPB filings · 43% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 67
  • GRADE F
  • 12MO 22
  • STATES 29
  • TIMELY 43%
  • ISSUE Took or threatened to take…
  • RANK #1,023
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Armcon Corp (67 complaints)

Armcon CorpArmcon Corp67Clear Recovery, Inc.Clear Recovery, Inc.67Data Search NY, Inc.Data Search NY, Inc.67Genesis Credit Management, LLCGenesis Credit Management, L…67Future Judgement Solutions (this)Future Judgement Solutions (…67
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Future Judgement Solutions's 67 CFPB complaints sit next to Armcon Corp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 67 complaints break down

Every complaint issue type on record for Future Judgement Solutions, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
32.0/100
Future Judgement Solutions

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
67
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response C
43%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Future Judgement Solutions spreads filings across 29 states - Florida leads at only 11.9%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Florida still leads at 11.9% across 29 states
Seasonal peak
2023-11 10.8%
8–15% band · 4 filings
Corpus ranks
#1,023 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Future Judgement Solutions compare to its peers?

How does Future Judgement Solutions compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Future Judgement Solutions National average
Complaints (last 12 mo)lower is better
22
9
268
Timely-response ratehigher is better
43%
95%
91%
Consumer-dispute ratelower is better
0%
75%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Future Judgement Solutions a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%20%40%60%80% Timely response rate (%) Dispute rate (%) Future Judgement Solutions vs. 10 similar-volume peers, by response speed and dispute rate Data Search NY, Inc.Genesis Credit Management, LLCClear Recovery, Inc.Merchants Acceptance CorpArmcon CorpNorthwood Asset Management GroupZENCO COLLECTION, LLCSkopos Financial, LLCSKO Brenner American, Inc.Accelerated Servicing Group LLC
Source: CFPB Consumer Complaint Database

Future Judgement Solutions's complaint volume in context

Future Judgement Solutions vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

67 Top 19% higher than 81% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). This entry sits in this band. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Future Judgement Solutions 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2018-03 2025-07

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
38
Attempts to collect debt not owed
13
Communication tactics
7
False statements or representation
3
Threatened to contact someone or share information improperly
3
Written notification about debt
2
Electronic communications
1

Where do complaints against Future Judgement Solutions come from?

Future Judgement Solutions's own per-state count, not a national baseline.

Top states by complaints against Future Judgement Solutions

Across 29 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Future Judgement Solutions: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 67.

4 peers

Know your rights before responding to Future Judgement Solutions: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.