State complaint profile

Debt collection complaints in New Mexico

3,541 CFPB complaints filed against 654 debt collectors active in New Mexico.

Complaints
3,541
Collectors
654
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Mexico at a glance

New Mexico consumers have filed 3,541 CFPB debt-collection complaints against 654 collectors.

3,541
CFPB complaints filed
654
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Mexico

New Mexico filings are dispersed: the top three collectors hold only 0.2% of 3,541 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from New Mexico residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

NPAS, Inc.

D
2 total complaints → stable

National Enterprise Systems, Inc.

D
2 total complaints ↓ falling

New Mexico Educational Assistance Foundation

B
2 total complaints ↓ falling

Ocwen Financial Corporation

D
2 total complaints ↓ falling

Oracle Financial Group LLC.

D
2 total complaints ↓ falling

Orion Capital Solutions LLC

D
2 total complaints → stable

Oxford Law, LLC

C
2 total complaints ↓ falling

Preferred Credit Inc

C
2 total complaints ↑ rising

Patenaude & Felix A Professional Corporation

D
2 total complaints ↓ falling

Perfection Collection

D
2 total complaints ↓ falling

Phillips & Cohen Associates, Ltd.

D
2 total complaints → stable

Platinum Holdings Group, LLC

F
2 total complaints ↓ falling

Professional Debt Mediation, Inc.

F
2 total complaints → stable

Professional Recovery of Longmont, Inc.

A
2 total complaints ↓ falling

Progressive Financial Services, Inc.

C
2 total complaints ↓ falling

Property Receivables, Corp

F
2 total complaints ↑ rising

Richland Holdings, Inc.

F
2 total complaints ↓ falling

RSB Equity Group, LLC

B
2 total complaints ↓ falling

Ray Klein, Inc.

D
2 total complaints ↓ falling

Ridge & Valley Realty, Inc.

D
2 total complaints ↓ falling

Risecredit, LLC

D
2 total complaints ↓ falling

SCA Collections, Inc.

D
2 total complaints ↓ falling

State Farm Bank, FSB

D
2 total complaints ↓ falling

Sterling Jewelers, Inc.

C
2 total complaints ↓ falling

Sarma

D
2 total complaints ↓ falling

Servicer under contract with Federal Student Aid

F
2 total complaints ↑ rising

Solidus Group LLC.

F
2 total complaints ↓ falling

Southern Management Systems Inc.

F
2 total complaints → stable

Starmark Financial LLC

F
2 total complaints ↑ rising

State Collection Service, Inc.

D
2 total complaints ↓ falling

Stewart Information Services

D
2 total complaints ↓ falling

Strategic Alliances, Inc.

D
2 total complaints ↓ falling

Sunbit, Inc.

F
2 total complaints ↑ rising

Synter Resource Group, LLC.

D
2 total complaints ↓ falling

The Bureaus, Inc.

D
2 total complaints → stable

Torriere Holdings INC

C
2 total complaints ↑ rising

Transfinancial Companies, Inc

D
2 total complaints ↓ falling

Trident Asset Management, L.L.C.

F
2 total complaints ↓ falling

Upgrade, Inc.

F
2 total complaints ↑ rising

USCB Corporation

D
2 total complaints ↑ rising

United Resource Systems, Inc

F
2 total complaints ↓ falling

Vericheck

F
2 total complaints ↑ rising

Williams, Rush & Associates, LLC

F
2 total complaints ↑ rising

Zwicker & Associates

D
2 total complaints → stable

Zenith Financial Network Inc

F
2 total complaints ↓ falling

3rd Generation, Inc.

C
1 total complaints ↓ falling

A-1 Premium Acceptance, Inc.

D
1 total complaints ↓ falling

ACS Education Services

D
1 total complaints ↓ falling

Alpha Midco Inc

F
1 total complaints ↓ falling

ARS National Services, Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in New Mexico

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official New Mexico resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Mexico

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Mexico Resident

Three parallel channels apply in New Mexico: the CFPB complaint form (powers this dataset), the New Mexico attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.