This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
A-1 Premium Acceptance, Inc. - Debt Collector Complaint Profile
CFPB complaint profile across 5 states, reputation grade D.
Complaints by issue type
What consumers report about A-1 Premium Acceptance, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
5 complaints
- Communication tactics
Communication tactics
4 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record a-1-premium-acceptance-inc A-1 Premium Acceptance, Inc.
Grade D · 9 CFPB filings · 78% timely · lead issue: Attempts to collect debt not owed · vol #2557 · compose #3400
- VOL 9
- GRADE D
- 12MO 0
- STATES 5
- TIMELY 78%
- ISSUE Attempts to collect debt n…
- RANK #2,557
- COMPOSE #3,400
Volume peers
Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)
A-1 Premium Acceptance, Inc.'s 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
33.3% of A-1 Premium Acceptance, Inc.'s CFPB filings land in Kansas
High volume does not equal a clean composite: A-1 Premium Acceptance, Inc. is volume #2,557 but composite #3,400, while Kansas dominates the geography. Corpus placement method.
- Dominant state
- Kansas 33.3%
- 3 of 9 filings · 5 states touched
- Spike month
- 2024-08 28.6%
- 4 filings that month · spiky (≥15% of series)
- Divergent corpus ranks
- #2,557 volume
- #3,400 composite
- Cleanest-composite ladder is 843 places worse than volume
How does A-1 Premium Acceptance, Inc. compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 5 |
| Communication tactics | 4 |
Where do complaints against A-1 Premium Acceptance, Inc. come from?
A-1 Premium Acceptance, Inc.'s own per-state count, not a national baseline.
Top states by complaints against A-1 Premium Acceptance, Inc.
Across 5 states with at least one filing
- Kansas
Kansas
3 complaints
- Missouri
Missouri
3 complaints
- Delaware 1
Delaware
1 complaints
- New Mexico 1
New Mexico
1 complaints
- Wisconsin 1
Wisconsin
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for A-1 Premium Acceptance, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 9.
Know your rights before responding to A-1 Premium Acceptance, Inc.: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |