What is the most common complaint against 3rd Generation, Inc.?

The most common issue consumers report about 3rd Generation, Inc. is "Written notification about debt", specifically "Debt is not yours". This is based on 13 complaints filed with the CFPB.

Are complaints against 3rd Generation, Inc. increasing or decreasing?

Complaints against 3rd Generation, Inc. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is 3rd Generation, Inc.'s reputation grade?

3rd Generation, Inc. has a reputation grade of C (score: 61.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does 3rd Generation, Inc. respond to consumer complaints?

3rd Generation, Inc. has a 69% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does 3rd Generation, Inc. operate?

3rd Generation, Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from California (10 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

3rd Generation, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade C.

Compiled by PlainCollector

Written notification about debt

3
Communication tactics

3
Attempts to collect debt not owed

2
Took or threatened to take negative or legal action

1
False statements or representation

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record 3rd-generation-inc 3rd Generation, Inc.

Grade C · 13 CFPB filings · 69% timely · lead issue: Written notification about debt · vol #2233 · compose #2118

VOL 13
GRADE C
12MO 1
STATES 4
TIMELY 69%
DISPUTE 0%
ISSUE Written notification about…
RANK #2,233
COMPOSE #2,118

Volume peers

Nearest volume peer: A-L Financial Corp (13 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

3rd Generation, Inc.'s 13 CFPB complaints sit next to A-L Financial Corp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

76.9% of 3rd Generation, Inc.'s CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: California 76.9%; 10 of 13 filings · 4 states touched
Spike month: 2025-10 100.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #2,233 volume; #2,118 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does 3rd Generation, Inc. compare to its peers?

How does 3rd Generation, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

3rd Generation, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

69%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-10 2025-10

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	3
Communication tactics	3
Attempts to collect debt not owed	2
Took or threatened to take negative or legal action	1
False statements or representation	1
Cont'd attempts collect debt not owed	1
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1

Where do complaints against 3rd Generation, Inc. come from?

3rd Generation, Inc.'s own per-state count, not a national baseline.

California

10
Arizona

1
Nebraska

1
New Mexico

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for 3rd Generation, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to 3rd Generation, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.