What is the most common complaint against Vericheck?

The most common issue consumers report about Vericheck is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 62 complaints filed with the CFPB.

Are complaints against Vericheck increasing or decreasing?

Complaints against Vericheck are rising. The company received 62 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Vericheck's reputation grade?

Vericheck has a reputation grade of F (score: 17.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Vericheck respond to consumer complaints?

Vericheck has a 0% timely response rate to CFPB complaints.

In how many states does Vericheck operate?

Vericheck has received CFPB complaints from consumers in 18 states, with the most complaints from North Carolina (13 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Vericheck - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

61
Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record vericheck Vericheck

Grade F · 62 CFPB filings · 0% timely · lead issue: Took or threatened to take negative or legal action · vol #1071 · compose #5274

VOL 62
GRADE F
12MO 62
STATES 18
TIMELY 0%
ISSUE Took or threatened to take…
RANK #1,071
COMPOSE #5,274

Volume peers

Nearest volume peer: Action Revenue Recovery, LLC (62 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Vericheck's 62 CFPB complaints sit next to Action Revenue Recovery, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

North Carolina is the plurality state for Vericheck (21.0%)

Volume rank #1,071 and composite rank #5,274 diverge by 4,203 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: North Carolina 21.0%; Mid-band (15–30%) · 18 states with ≥1 filing
Seasonal peak: 2025-06 8.1%; 8–15% band · 3 filings
Divergent corpus ranks: #1,071 volume; #5,274 composite; Cleanest-composite ladder is 4,203 places worse than volume

How does Vericheck compare to its peers?

How does Vericheck compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Vericheck National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

94%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-11 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	61
Attempts to collect debt not owed	1

Where do complaints against Vericheck come from?

Vericheck's own per-state count, not a national baseline.

North Carolina

13
Arizona

12
Texas

9
California

7
New York

4
Georgia

3
Louisiana

2
New Mexico

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Vericheck: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 62.

4 peers

Know your rights before responding to Vericheck: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.