What is the most common complaint against Ridge & Valley Realty, Inc.?

The most common issue consumers report about Ridge & Valley Realty, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 106 complaints filed with the CFPB.

Are complaints against Ridge & Valley Realty, Inc. increasing or decreasing?

Complaints against Ridge & Valley Realty, Inc. are falling. The company received 14 complaints in the last 12 months, showing improvement over prior periods.

What is Ridge & Valley Realty, Inc.'s reputation grade?

Ridge & Valley Realty, Inc. has a reputation grade of D (score: 55.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Ridge & Valley Realty, Inc. respond to consumer complaints?

Ridge & Valley Realty, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does Ridge & Valley Realty, Inc. operate?

Ridge & Valley Realty, Inc. has received CFPB complaints from consumers in 15 states, with the most complaints from Colorado (76 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Ridge & Valley Realty, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

40
False statements or representation

20
Cont'd attempts collect debt not owed

16
Written notification about debt

9
Disclosure verification of debt

7
Took or threatened to take negative or legal action

5

Data updated September 2026

CFPB complaint disposition

CCDB record ridge-valley-realty-inc Ridge & Valley Realty, Inc.

Grade D · 106 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #799 · compose #3305

VOL 106
GRADE D
12MO 14
STATES 15
TIMELY 100%
DISPUTE 29%
ISSUE Attempts to collect debt n…
RANK #799
COMPOSE #3,305

Volume peers

Nearest volume peer: C/C Financial (106 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Ridge & Valley Realty, Inc.'s 106 CFPB complaints sit next to C/C Financial on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

71.7% of Ridge & Valley Realty, Inc.'s CFPB filings land in Colorado

High volume does not equal a clean composite: Ridge & Valley Realty, Inc. is volume #799 but composite #3,305, while Colorado dominates the geography. Corpus placement method.

Dominant state: Colorado 71.7%; 76 of 106 filings · 15 states touched
Seasonal peak: 2017-02 13.6%; 8–15% band · 3 filings
Divergent corpus ranks: #799 volume; #3,305 composite; Cleanest-composite ladder is 2,506 places worse than volume

How does Ridge & Valley Realty, Inc. compare to its peers?

How does Ridge & Valley Realty, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Ridge & Valley Realty,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

99%

91%

Consumer-dispute ratelower is better

29%

23%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-11 2021-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	40
False statements or representation	20
Cont'd attempts collect debt not owed	16
Written notification about debt	9
Disclosure verification of debt	7
Took or threatened to take negative or legal action	5
Communication tactics	3
Threatened to contact someone or share information improperly	3
Improper contact or sharing of info	1
Electronic communications	1

Where do complaints against Ridge & Valley Realty, Inc. come from?

Ridge & Valley Realty, Inc.'s own per-state count, not a national baseline.

Colorado

76
Florida

7
Georgia

4
Alabama

3
Arizona

2
California

2
Missouri

2
New Mexico

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Ridge & Valley Realty, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 106.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Ridge & Valley Realty, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.