What is the most common complaint against Stephen Einstein & Associates, P.C.?

The most common issue consumers report about Stephen Einstein & Associates, P.C. is "Took or threatened to take negative or legal action", specifically "Didn't receive enough information to verify debt". This is based on 54 complaints filed with the CFPB.

Are complaints against Stephen Einstein & Associates, P.C. increasing or decreasing?

Complaints against Stephen Einstein & Associates, P.C. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Stephen Einstein & Associates, P.C.'s reputation grade?

Stephen Einstein & Associates, P.C. has a reputation grade of C (score: 55.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Stephen Einstein & Associates, P.C. respond to consumer complaints?

Stephen Einstein & Associates, P.C. has a 85% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Stephen Einstein & Associates, P.C. operate?

Stephen Einstein & Associates, P.C. has received CFPB complaints from consumers in 3 states, with the most complaints from New York (44 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Stephen Einstein & Associates, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

12
Written notification about debt

8
Attempts to collect debt not owed

7
Cont'd attempts collect debt not owed

7
Disclosure verification of debt

7
False statements or representation

4

Data updated September 2026

CFPB complaint disposition

CCDB record stephen-einstein-associates-pc Stephen Einstein & Associates, P.C.

Grade C · 54 CFPB filings · 85% timely · lead issue: Took or threatened to take negative or legal action · vol #1147 · compose #3175

VOL 54
GRADE C
12MO 0
STATES 3
TIMELY 85%
DISPUTE 14%
ISSUE Took or threatened to take…
RANK #1,147
COMPOSE #3,175

Volume peers

Nearest volume peer: Affiliated Collection Services, LLC (54 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Stephen Einstein & Associates, P.C.'s 54 CFPB complaints sit next to Affiliated Collection Services, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

81.5% of Stephen Einstein & Associates, P.C.'s CFPB filings land in New York

High volume does not equal a clean composite: Stephen Einstein & Associates, P.C. is volume #1,147 but composite #3,175, while New York dominates the geography. Corpus placement method.

Dominant state: New York 81.5%; 44 of 54 filings · 3 states touched
Even monthly load: Peak under 8%; Highest month 2019-05 at 7.1% (2 filings)
Divergent corpus ranks: #1,147 volume; #3,175 composite; Cleanest-composite ladder is 2,028 places worse than volume

How does Stephen Einstein & Associates, P.C. compare to its peers?

How does Stephen Einstein & Associates, P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Stephen Einstein & Ass… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

85%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-06 2024-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	12
Written notification about debt	8
Attempts to collect debt not owed	7
Cont'd attempts collect debt not owed	7
Disclosure verification of debt	7
False statements or representation	4
Communication tactics	4
Taking/threatening an illegal action	3
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1

Where do complaints against Stephen Einstein & Associates, P.C. come from?

Stephen Einstein & Associates, P.C.'s own per-state count, not a national baseline.

New York

44
New Jersey

7
Nevada

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Stephen Einstein & Associates, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 54.

4 peers

Know your rights before responding to Stephen Einstein & Associates, P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.