State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0.1% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

American Recovery Service Incorporated

D
6 total complaints ↓ falling

Andreu, Palma & Andreu, PL

D
6 total complaints → stable

Asset Maximization Group, Inc.

B
6 total complaints ↓ falling

BSI Financial Holdings, Inc.

D
6 total complaints → stable

CNG Holdings Inc

C
6 total complaints ↓ falling

Capstone Credit & Collection, LLC.

C
6 total complaints → stable

CarMax, Inc.

C
6 total complaints ↑ rising

Credit Bureau of Lancaster County, Inc.

D
6 total complaints ↓ falling

Debt Collectors International, Inc.

D
6 total complaints ↑ rising

Denefits LLC

F
6 total complaints ↑ rising

Financial Business and Consumer Solutions.

D
6 total complaints ↓ falling

Global Payments Check Services, Inc.

C
6 total complaints ↓ falling

Hatfield Portfolio Group LLC.

D
6 total complaints ↓ falling

Independence Capital Recovery, LLC

D
6 total complaints ↑ rising

LendKey Technologies, Inc.

B
6 total complaints ↑ rising

Mercedes Benz Financial Services

D
6 total complaints ↑ rising

Mobiloans, LLC

F
6 total complaints ↑ rising

Nudelman, Klemm & Golub, P.C.

C
6 total complaints ↓ falling

Oracle Financial Group LLC.

D
6 total complaints ↓ falling

Pentagon Federal Credit Union

D
6 total complaints ↑ rising

PHH Mortgage Services Corporation

C
6 total complaints ↓ falling

Paradigm Assets, LLC

D
6 total complaints ↓ falling

Paul Michael Marketing Service

C
6 total complaints ↓ falling

Prince Parker & Associates

D
6 total complaints → stable

RentDebt Automated Collections, LLC

D
6 total complaints ↑ rising

ResidentCollect, Inc.

F
6 total complaints → stable

Scott Lowery Law Office, P.C.

B
6 total complaints ↓ falling

Seterus, Inc.

C
6 total complaints ↓ falling

Solidus Group LLC.

F
6 total complaints ↓ falling

Summit Collection Services, Inc.

C
6 total complaints ↓ falling

The Levinbook Law Firm, P.C.

C
6 total complaints → stable

The Outsource Group, Inc

F
6 total complaints ↓ falling

Torriere Holdings INC

C
6 total complaints ↑ rising

Turning Point Solutions LLC

C
6 total complaints ↓ falling

Westcreek Financial

F
6 total complaints ↑ rising

Wilber and Associates, P.C.

D
6 total complaints → stable

A & O Recovery Solutions, LLC

F
5 total complaints ↑ rising

ATG Credit, LLC

D
5 total complaints ↓ falling

Accelerated Financial Solutions, LLC

D
5 total complaints ↓ falling

Account Discovery Systems, LLC

C
5 total complaints ↓ falling

Allied International Credit Corp., (US)

C
5 total complaints ↓ falling

Amity Associates LLC

F
5 total complaints ↓ falling

Apelles, LLC

C
5 total complaints → stable

Aqua Finance, Inc.

D
5 total complaints ↑ rising

Ashton & Weinberg, Inc.

C
5 total complaints ↓ falling

BB&T Corporation

D
5 total complaints ↓ falling

Big Picture Loans, LLC

C
5 total complaints ↓ falling

Brennan & Clark, Ltd., LLC

D
5 total complaints ↓ falling

Business Revenue Systems, Inc.

B
5 total complaints ↓ falling

CNG Financial Corporation

D
5 total complaints → stable

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.