State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 23

Sorted by most complaints

Meade & Associates, Inc.

D
1 total complaints ↓ falling

Mediation Recovery Center

C
1 total complaints ↑ rising

Medical Debt Resolution, Inc. dba RIP Medical Debt

B
1 total complaints ↑ rising

Medical Services Inc

C
1 total complaints ↑ rising

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
1 total complaints ↑ rising

Merchants and Medical Credit Corporation, Inc.

D
1 total complaints ↓ falling

Merchants and Professional Bureau, Inc.

D
1 total complaints ↓ falling

Mercury Financial Intermediate LLC

D
1 total complaints ↑ rising

Meritize Financial Inc.

B
1 total complaints ↑ rising

Metacorp LLC

C
1 total complaints → stable

Metro Collection Service Inc.

C
1 total complaints → stable

Mid Atlantic Auto Finance

1 total complaints ↑ rising

Miller, Stark, Klein and Associates

C
1 total complaints ↓ falling

Mirand Response Systems, Inc.

C
1 total complaints ↑ rising

Moyer Brown Holdings Enterprise, LLC

C
1 total complaints ↓ falling

Municipal Collections Services, Inc.

D
1 total complaints ↓ falling

NAM National Arbitration and Mediation

F
1 total complaints ↓ falling

NEW York Community Bancorp Inc

D
1 total complaints ↑ rising

NEW York State Higher Education Services Corporation (Hesc)—

B
1 total complaints ↓ falling

NJ Automotive Accounts Management Co, Inc.

A
1 total complaints ↓ falling

National Account Services Group, LLC.

D
1 total complaints ↓ falling

National Capital Solutions

F
1 total complaints ↑ rising

National Check Resolution Inc.

C
1 total complaints ↓ falling

National Commercial Services, Inc

D
1 total complaints ↓ falling

National Consumer Telecom & Utilities Exchange, Inc.

D
1 total complaints ↑ rising

National Credit Services, Inc.

C
1 total complaints ↓ falling

National Debt Holdings, LLC

D
1 total complaints ↑ rising

National Financial LLC

B
1 total complaints ↓ falling

National Healthcare Collections, LLC

D
1 total complaints ↑ rising

National Management Recovery Corp. (NMRC)

F
1 total complaints ↓ falling

National Medical Administrators, Inc

B
1 total complaints ↓ falling

National Payment Solutions of New York LLC

B
1 total complaints ↓ falling

National Principal Group, LLC

C
1 total complaints ↓ falling

Nationwide Judgement Recovery, Inc.

C
1 total complaints ↓ falling

Nexum Group Inc

D
1 total complaints → stable

Niagara Capital Recovery LLC

F
1 total complaints ↓ falling

Niagara Restitution Service Inc

C
1 total complaints ↓ falling

North State Acceptance, LLC

B
1 total complaints ↑ rising

Northeast Collection Bureau

F
1 total complaints ↓ falling

Oceanfirst Financial Corp.

A
1 total complaints ↓ falling

Oak Tree Financial Inc.

F
1 total complaints ↑ rising

Odunlami Law Firm, LLC

A
1 total complaints ↓ falling

Olde City Financial Inc.

F
1 total complaints ↓ falling

One Source Technology

D
1 total complaints ↑ rising

Open Dealer Exchange, LLC

D
1 total complaints ↑ rising

Optima Advocates

F
1 total complaints ↓ falling

Orions Management Group, LLC

D
1 total complaints → stable

Overton, Russell, Doerr and Donovan, LLP

F
1 total complaints ↓ falling

Pacific Premier Bancorp, Inc.

F
1 total complaints ↑ rising

Parson Bishop Services, Inc

C
1 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.