What is the most common complaint against NJ Automotive Accounts Management Co, Inc.?

The most common issue consumers report about NJ Automotive Accounts Management Co, Inc. is "Took or threatened to take negative or legal action", specifically "Not given enough info to verify debt". This is based on 2 complaints filed with the CFPB.

Are complaints against NJ Automotive Accounts Management Co, Inc. increasing or decreasing?

Complaints against NJ Automotive Accounts Management Co, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is NJ Automotive Accounts Management Co, Inc.'s reputation grade?

NJ Automotive Accounts Management Co, Inc. has a reputation grade of A (score: 87.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does NJ Automotive Accounts Management Co, Inc. respond to consumer complaints?

NJ Automotive Accounts Management Co, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does NJ Automotive Accounts Management Co, Inc. operate?

NJ Automotive Accounts Management Co, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from New Jersey (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

NJ Automotive Accounts Management Co, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record nj-automotive-accounts-management-co-inc NJ Automotive Accounts Management Co, Inc.

Grade A · 2 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #4233 · compose #143

VOL 2
GRADE A
12MO 0
STATES 2
TIMELY 100%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #4,233
COMPOSE #143

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

NJ Automotive Accounts Management Co, Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of NJ Automotive Accounts Management Co, Inc.'s CFPB filings land in New Jersey

High volume does not equal a clean composite: NJ Automotive Accounts Management Co, Inc. is volume #4,233 but composite #143, while New Jersey dominates the geography. Corpus placement method.

Dominant state: New Jersey 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2024-04 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,233 volume; #143 composite; Cleanest-composite ladder is 4,090 places better than volume

How does NJ Automotive Accounts Management Co, Inc. compare to its peers?

How does NJ Automotive Accounts Management Co, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

NJ Automotive Accounts… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2025-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	1
Disclosure verification of debt	1

Where do complaints against NJ Automotive Accounts Management Co, Inc. come from?

NJ Automotive Accounts Management Co, Inc.'s own per-state count, not a national baseline.

New Jersey

1
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for NJ Automotive Accounts Management Co, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to NJ Automotive Accounts Management Co, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.