State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 22

Sorted by most complaints

JNR Adjustment Company, Inc

C
1 total complaints ↓ falling

John C. Heath, Attorney at Law, PLLC

C
1 total complaints ↓ falling

Johnson Mark LLC

D
1 total complaints → stable

Kilowatt Financial, LLC, a Spruce Finance Company

F
1 total complaints ↓ falling

Kehoe Financial Group, LLC

B
1 total complaints ↓ falling

Kevin A. Stevens

B
1 total complaints ↓ falling

Key Star Capital, LLC

C
1 total complaints ↓ falling

KeyBridge Medical Revenue Management

D
1 total complaints ↓ falling

Keystone Credit Services LLC

C
1 total complaints ↓ falling

Keystone Law LLC

C
1 total complaints → stable

Kimball, Tirey & St. John LLP

D
1 total complaints ↑ rising

Kirkland Asset Management LLC

D
1 total complaints ↓ falling

Kramer & Frank, P.C.

D
1 total complaints ↓ falling

LCB Rent Reporting Ltd.

C
1 total complaints ↑ rising

LCI Acquisition Inc.

B
1 total complaints ↑ rising

LD Holdings Group, LLC

B
1 total complaints → stable

LEE S. Dennison, P.C.

A
1 total complaints ↓ falling

LHR Inc.

F
1 total complaints ↓ falling

Loan to Learn

B
1 total complaints ↓ falling

Law Firm of Katz and Associates, PLLC

B
1 total complaints ↓ falling

Law Office of J.A. Cambece

D
1 total complaints ↓ falling

Law Office of Linda Strumpf

B
1 total complaints ↓ falling

Law Offices of Crystal Moroney, P.C.

B
1 total complaints ↓ falling

Law Offices of Ed Overcash, LLC

A
1 total complaints ↓ falling

Law Offices of Paul L. Marks, P.L.L.C

A
1 total complaints ↓ falling

Law Offices of Ross Gelfand, LLC

C
1 total complaints ↓ falling

Lazarus Financial Group, Inc.(Closed)

F
1 total complaints ↓ falling

Lazega & Johanson LLC

C
1 total complaints ↓ falling

Lela Mae Portfolio Management Group

F
1 total complaints ↑ rising

Lentegrity Management, LLC

C
1 total complaints ↑ rising

Levy & Associates, LLC

C
1 total complaints → stable

Liberal Finance Service

A
1 total complaints ↓ falling

Lloyd & McDaniel, PLC

D
1 total complaints ↑ rising

Loqbox US Inc

F
1 total complaints ↑ rising

Lynx Asset Services, LLC

A
1 total complaints ↓ falling

Lyons Law Office, LLC

F
1 total complaints ↓ falling

M.L. Zager P.C.

C
1 total complaints ↓ falling

M1 Holdings Inc.

B
1 total complaints ↑ rising

MFP, inc.

F
1 total complaints ↓ falling

Millennium Financial Group, L.L.C.

D
1 total complaints → stable

Motors Financial Acceptance Corporation

A
1 total complaints ↓ falling

MST Financial Services, L.L.C.

D
1 total complaints → stable

Madison Auto, LLC

D
1 total complaints ↑ rising

Maitland Capital Funding

A
1 total complaints ↓ falling

Makes Cents, Inc. dba Advance.Cash

B
1 total complaints ↑ rising

Malcolm S. Gerald and Associates, Inc.

F
1 total complaints ↓ falling

Maple Finance Company

A
1 total complaints ↓ falling

Marauder Corporation

F
1 total complaints ↑ rising

McCalla Raymer Leibert Pierce, LLC

F
1 total complaints ↓ falling

McKellar & Associates Group, Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.