What is the most common complaint against National Financial LLC?

The most common issue consumers report about National Financial LLC is "Communication tactics", specifically "You told them to stop contacting you, but they keep trying". This is based on 17 complaints filed with the CFPB.

Are complaints against National Financial LLC increasing or decreasing?

Complaints against National Financial LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is National Financial LLC's reputation grade?

National Financial LLC has a reputation grade of B (score: 66.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does National Financial LLC respond to consumer complaints?

National Financial LLC has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does National Financial LLC operate?

National Financial LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Delaware (12 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

National Financial LLC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade B.

Compiled by PlainCollector

Communication tactics

4
Attempts to collect debt not owed

3
Took or threatened to take negative or legal action

3
Electronic communications

2
Taking/threatening an illegal action

2
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record national-financial-llc National Financial LLC

Grade B · 17 CFPB filings · 88% timely · lead issue: Communication tactics · vol #2046 · compose #1600

VOL 17
GRADE B
12MO 0
STATES 4
TIMELY 88%
DISPUTE 0%
ISSUE Communication tactics
RANK #2,046
COMPOSE #1,600

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

National Financial LLC's 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

70.6% of National Financial LLC's CFPB filings land in Delaware

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Delaware 70.6%; 12 of 17 filings · 4 states touched
Seasonal peak: 2017-05 14.3%; 8–15% band · 2 filings
Corpus ranks: #2,046 volume; #1,600 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does National Financial LLC compare to its peers?

How does National Financial LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

National Financial LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

88%

53%

91%

Consumer-dispute ratelower is better

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-10 2025-09

Issue Detail Breakdown

Issue	Complaints
Communication tactics	4
Attempts to collect debt not owed	3
Took or threatened to take negative or legal action	3
Electronic communications	2
Taking/threatening an illegal action	2
False statements or representation	1
Cont'd attempts collect debt not owed	1
Threatened to contact someone or share information improperly	1

Where do complaints against National Financial LLC come from?

National Financial LLC's own per-state count, not a national baseline.

Delaware

12
Maryland

2
Pennsylvania

2
New Jersey

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for National Financial LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to National Financial LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.