What is the most common complaint against Niagara Capital Recovery LLC?

The most common issue consumers report about Niagara Capital Recovery LLC is "Communication tactics", specifically "Impersonated an attorney or official". This is based on 16 complaints filed with the CFPB.

Are complaints against Niagara Capital Recovery LLC increasing or decreasing?

Complaints against Niagara Capital Recovery LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Niagara Capital Recovery LLC's reputation grade?

Niagara Capital Recovery LLC has a reputation grade of F (score: 47.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Niagara Capital Recovery LLC respond to consumer complaints?

Niagara Capital Recovery LLC has a 38% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does Niagara Capital Recovery LLC operate?

Niagara Capital Recovery LLC has received CFPB complaints from consumers in 12 states, with the most complaints from Florida (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Niagara Capital Recovery LLC - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

4
False statements or representation

3
Improper contact or sharing of info

3
Taking/threatening an illegal action

3
Attempts to collect debt not owed

1
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record niagara-capital-recovery-llc Niagara Capital Recovery LLC

Grade F · 16 CFPB filings · 38% timely · lead issue: Communication tactics · vol #2095 · compose #4398

VOL 16
GRADE F
12MO 0
STATES 12
TIMELY 38%
DISPUTE 8%
ISSUE Communication tactics
RANK #2,095
COMPOSE #4,398

Volume peers

Nearest volume peer: Absolute Collections Corp. (16 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Niagara Capital Recovery LLC's 16 CFPB complaints sit next to Absolute Collections Corp. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Florida is the plurality state for Niagara Capital Recovery LLC (18.8%)

Volume rank #2,095 and composite rank #4,398 diverge by 2,303 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Florida 18.8%; Mid-band (15–30%) · 12 states with ≥1 filing
Seasonal peak: 2014-07 12.5%; 8–15% band · 1 filings
Divergent corpus ranks: #2,095 volume; #4,398 composite; Cleanest-composite ladder is 2,303 places worse than volume

How does Niagara Capital Recovery LLC compare to its peers?

How does Niagara Capital Recovery LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Niagara Capital Recove… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

38%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-07 2024-09

Issue Detail Breakdown

Issue	Complaints
Communication tactics	4
False statements or representation	3
Improper contact or sharing of info	3
Taking/threatening an illegal action	3
Attempts to collect debt not owed	1
Took or threatened to take negative or legal action	1
Threatened to contact someone or share information improperly	1

Where do complaints against Niagara Capital Recovery LLC come from?

Niagara Capital Recovery LLC's own per-state count, not a national baseline.

Florida

3
California

2
Texas

2
Delaware

1
Kentucky

1
Massachusetts

1
Michigan

1
New Jersey

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Niagara Capital Recovery LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 16.

4 peers

Know your rights before responding to Niagara Capital Recovery LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.