State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 24

Sorted by most complaints

PASCO, Inc

F
1 total complaints ↓ falling

PDQ Services, Inc.

F
1 total complaints ↓ falling

Pennymac Loan Services, LLC.

D
1 total complaints ↑ rising

Plaza Home Mortgage, Inc.

A
1 total complaints ↓ falling

POM Recoveries, Inc.

B
1 total complaints ↓ falling

Popular Bank

B
1 total complaints ↓ falling

Prancer Capital Corp

B
1 total complaints ↑ rising

Prestige Financial Services Inc

C
1 total complaints ↓ falling

Pacific Union Financial, LLC

A
1 total complaints ↓ falling

Pappas Hayden Westberg & Jackson PC

C
1 total complaints → stable

Paragon Subrogation Services, Inc

F
1 total complaints ↓ falling

Partners for Payment Relief

C
1 total complaints → stable

Paula G Kaplan Esq

F
1 total complaints ↓ falling

Payment Resolution Services

C
1 total complaints ↑ rising

Peerless Credit Services Inc

C
1 total complaints ↓ falling

Peoples Commerce Inc

B
1 total complaints ↓ falling

Peter Roberts & Associates, Inc.

C
1 total complaints ↓ falling

Porsche Financial Services, Inc.

B
1 total complaints ↑ rising

Possible Financial Inc

F
1 total complaints ↑ rising

Premier Account Management

D
1 total complaints ↑ rising

Premier Student Loan Center

F
1 total complaints ↓ falling

Prime Recovery LLC

D
1 total complaints ↑ rising

Professional Collection Service Inc (GA)

B
1 total complaints ↑ rising

Professional Credit Analysts of MN, Inc.

B
1 total complaints ↓ falling

Professional Credit Management, Inc

D
1 total complaints ↓ falling

Professional Placement Services, LLC

C
1 total complaints ↓ falling

Profit Services Group

F
1 total complaints ↓ falling

Protas, Spivok & Collins. LLC

F
1 total complaints ↓ falling

Protocol Recovery Service, Inc.

C
1 total complaints ↓ falling

Public Title Services, LLC

1 total complaints ↑ rising

RAB, Inc.

D
1 total complaints ↓ falling

RCS Recovery Services, LLC

C
1 total complaints ↓ falling

Residential Home Funding Corp.

A
1 total complaints ↓ falling

RSB Equity Group, LLC

B
1 total complaints ↓ falling

RSI Enterprises, Inc.

D
1 total complaints ↓ falling

Ratchford Law Group, P.C.

F
1 total complaints ↑ rising

Ray Klein, Inc.

D
1 total complaints ↓ falling

Receivables Management Associates

B
1 total complaints ↓ falling

Receivables Management Corporation

D
1 total complaints ↓ falling

Reel Time Capital LLC

D
1 total complaints ↑ rising

Regional Processing Services

F
1 total complaints ↓ falling

Reliance Exchange Group

D
1 total complaints ↓ falling

Results Unlimited, Inc.

F
1 total complaints ↓ falling

Retail Recovery Service N. J., Inc.

A
1 total complaints ↓ falling

Revenue Collection Bureau, Inc.

D
1 total complaints ↓ falling

Riexinger & Associates, LLC

C
1 total complaints ↓ falling

Roadrunner Account Services, LLC

D
1 total complaints ↑ rising

Robinson & Associates

D
1 total complaints ↓ falling

Rose & Associates, LLC.

F
1 total complaints ↓ falling

Rosebud Economic Development Corporation

C
1 total complaints ↑ rising

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.