What is the most common complaint against Olde City Financial Inc.?

The most common issue consumers report about Olde City Financial Inc. is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 6 complaints filed with the CFPB.

Are complaints against Olde City Financial Inc. increasing or decreasing?

Complaints against Olde City Financial Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Olde City Financial Inc.'s reputation grade?

Olde City Financial Inc. has a reputation grade of F (score: 42.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Olde City Financial Inc. respond to consumer complaints?

Olde City Financial Inc. has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Olde City Financial Inc. operate?

Olde City Financial Inc. has received CFPB complaints from consumers in 5 states, with the most complaints from Virginia (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Olde City Financial Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

2
False statements or representation

2
Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record olde-city-financial-inc Olde City Financial Inc.

Grade F · 6 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #3015 · compose #4839

VOL 6
GRADE F
12MO 0
STATES 5
TIMELY 0%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #3,015
COMPOSE #4,839

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Olde City Financial Inc.'s 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Olde City Financial Inc.'s CFPB filings land in Virginia

High volume does not equal a clean composite: Olde City Financial Inc. is volume #3,015 but composite #4,839, while Virginia dominates the geography. Corpus placement method.

Dominant state: Virginia 33.3%; 2 of 6 filings · 5 states touched
Spike month: 2016-11 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,015 volume; #4,839 composite; Cleanest-composite ladder is 1,824 places worse than volume

How does Olde City Financial Inc. compare to its peers?

How does Olde City Financial Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Olde City Financial In… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

17%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-11 2025-10

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
False statements or representation	2
Communication tactics	2

Where do complaints against Olde City Financial Inc. come from?

Olde City Financial Inc.'s own per-state count, not a national baseline.

Virginia

2
Mississippi

1
New Jersey

1
New York

1
Utah

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Olde City Financial Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Olde City Financial Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.