This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 37 complaints

Emergent Business Group, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade D.

Complaints by issue type

What consumers report about Emergent Business Group, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record emergent-business-group-inc Emergent Business Group, Inc.

Grade D · 37 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed

  • VOL 37
  • GRADE D
  • 12MO 0
  • STATES 21
  • TIMELY 100%
  • ISSUE Attempts to collect debt n…
  • RANK #1,392
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Bursey & Associates, P.C. (37 complaints)

Bursey & Associates, P.C.Bursey & Associates, P.C.37C & M Associates Group, Inc.C & M Associates Group, Inc.37Coastal Credit, LLCCoastal Credit, LLC37Credit Bureau of Jamestown, Inc.Credit Bureau of Jamestown, …37Emergent Business Group, Inc. (this)Emergent Business Group, Inc…37
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Emergent Business Group, Inc.'s 37 CFPB complaints sit next to Bursey & Associates, P.C. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 37 complaints break down

Every complaint issue type on record for Emergent Business Group, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
53.8/100
Emergent Business Group, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
37
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Emergent Business Group, Inc. spreads filings across 21 states - Texas leads at only 10.8%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Texas still leads at 10.8% across 21 states
Seasonal peak
2016-07 9.5%
8–15% band · 2 filings
Corpus ranks
#1,392 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Emergent Business Group, Inc. compare to its peers?

How does Emergent Business Group, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Emergent Business Group, Inc. National average
Complaints (last 12 mo)lower is better
0
19
268
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Emergent Business Group, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 75%80%85%90%95%100%105% 0%5%10%15%20%25% Timely response rate (%) Dispute rate (%) Emergent Business Group, Inc. vs. 8 similar-volume peers, by response speed and dispute rate Fulton Friedman & Gullace LLPCredit Bureau of Jamestown, Inc.Greene & Cooper Collections LLCCoastal Credit, LLCMedical Financial Services, Inc.C & M Associates Group, Inc.Mutual Financial PartnersBursey & Associates, P.C.
Source: CFPB Consumer Complaint Database

Emergent Business Group, Inc.'s complaint volume in context

Emergent Business Group, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

37 74th percentile higher than 74% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). This entry sits in this band. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Emergent Business Group, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2014-01 2024-07

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
16
Written notification about debt
8
Communication tactics
6
Took or threatened to take negative or legal action
4
False statements or representation
2
Electronic communications
1

Where do complaints against Emergent Business Group, Inc. come from?

Emergent Business Group, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Emergent Business Group, Inc.

Across 21 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Emergent Business Group, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 37.

4 peers

Know your rights before responding to Emergent Business Group, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.