What is the most common complaint against Alpine Credit, Inc?

The most common issue consumers report about Alpine Credit, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 111 complaints filed with the CFPB.

Are complaints against Alpine Credit, Inc increasing or decreasing?

Complaints against Alpine Credit, Inc are falling. The company received 12 complaints in the last 12 months, showing improvement over prior periods.

What is Alpine Credit, Inc's reputation grade?

Alpine Credit, Inc has a reputation grade of D (score: 50.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Alpine Credit, Inc respond to consumer complaints?

Alpine Credit, Inc has a 82% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does Alpine Credit, Inc operate?

Alpine Credit, Inc has received CFPB complaints from consumers in 15 states, with the most complaints from Colorado (77 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alpine Credit, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

45
Written notification about debt

20
False statements or representation

18
Cont'd attempts collect debt not owed

8
Took or threatened to take negative or legal action

7
Disclosure verification of debt

6

Data updated September 2026

CFPB complaint disposition

CCDB record alpine-credit-inc Alpine Credit, Inc

Grade D · 111 CFPB filings · 82% timely · lead issue: Attempts to collect debt not owed · vol #778 · compose #4098

VOL 111
GRADE D
12MO 12
STATES 15
TIMELY 82%
DISPUTE 21%
ISSUE Attempts to collect debt n…
RANK #778
COMPOSE #4,098

Volume peers

Nearest volume peer: DigniFi (111 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Alpine Credit, Inc's 111 CFPB complaints sit next to DigniFi on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

69.4% of Alpine Credit, Inc's CFPB filings land in Colorado

High volume does not equal a clean composite: Alpine Credit, Inc is volume #778 but composite #4,098, while Colorado dominates the geography. Corpus placement method.

Dominant state: Colorado 69.4%; 77 of 111 filings · 15 states touched
Spike month: 2015-06 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #778 volume; #4,098 composite; Cleanest-composite ladder is 3,320 places worse than volume

How does Alpine Credit, Inc compare to its peers?

How does Alpine Credit, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Alpine Credit, Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

82%

98%

91%

Consumer-dispute ratelower is better

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-06 2021-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	45
Written notification about debt	20
False statements or representation	18
Cont'd attempts collect debt not owed	8
Took or threatened to take negative or legal action	7
Disclosure verification of debt	6
Taking/threatening an illegal action	4
Communication tactics	3

Where do complaints against Alpine Credit, Inc come from?

Alpine Credit, Inc's own per-state count, not a national baseline.

Colorado

77
Texas

7
Nebraska

6
Arizona

4
California

2
Georgia

2
Michigan

2
Minnesota

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Alpine Credit, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 111.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 81.81818181818183%.

4 peers

Know your rights before responding to Alpine Credit, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.