State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 17

Sorted by most complaints

Sequoia Financial Services

C
2 total complaints ↓ falling

Servicing Solutions, LLC

D
2 total complaints ↑ rising

Seth L. Goldner PC

D
2 total complaints ↓ falling

Solar Mosaic LLC

F
2 total complaints ↑ rising

Sortis Financial, Inc.

C
2 total complaints ↓ falling

Southern Auto Finance Co

C
2 total complaints → stable

Southwest Business Corporation

A
2 total complaints ↓ falling

Southwest Mediation Service

D
2 total complaints ↓ falling

Sparrow Financial, Inc.

D
2 total complaints ↑ rising

Stellantis Financial Services US Corp.

D
2 total complaints ↑ rising

Stone Creek Financial, Inc

B
2 total complaints ↓ falling

Stuart-Lippman and Associates, Inc

D
2 total complaints ↓ falling

Summit Collection Services, Inc.

C
2 total complaints ↓ falling

Synerprise Consulting Services, Inc.

C
2 total complaints ↑ rising

TCF Financial Corporation

A
2 total complaints ↓ falling

Tenet Healthcare Corporation

D
2 total complaints ↓ falling

Terrill Outsourcing Group

C
2 total complaints ↓ falling

The CFM Group

F
2 total complaints ↓ falling

The Leviton Law Firm, Ltd.

D
2 total complaints ↓ falling

The Stark Collection Agency, Inc.

F
2 total complaints ↑ rising

Time Investment Company, Inc.

B
2 total complaints ↓ falling

Tri-State Adjustments, Inc.

C
2 total complaints ↓ falling

Triton Recovery Group

D
2 total complaints ↑ rising

Trustly, Inc.

C
2 total complaints ↑ rising

UHG, LLC

F
2 total complaints ↓ falling

USI Solutions Inc.

C
2 total complaints ↓ falling

United Debt Holdings, LLC

D
2 total complaints ↓ falling

United Revenue Corporation

F
2 total complaints → stable

Unity Asset Management

F
2 total complaints ↑ rising

Western Union Company, the

B
2 total complaints ↓ falling

Wheels Financial Group, LLC.

C
2 total complaints → stable

Walter Lee & Associates, LLC

C
2 total complaints ↓ falling

Walwick, Inc

F
2 total complaints ↓ falling

Weinberg Mediation Group LLC

F
2 total complaints ↓ falling

William C. Grossman Law, PLLC.

B
2 total complaints ↓ falling

Zarvad III S.a.

F
2 total complaints ↓ falling

Zenith Financial Network Inc

F
2 total complaints ↓ falling

ZuntaFi Corp

D
2 total complaints ↓ falling

eCon Credit LP

F
2 total complaints ↑ rising

21st Mortgage Corp.

C
1 total complaints ↑ rising

ABR Recovery Services LLC.

B
1 total complaints ↓ falling

Absolute Credit LLC

D
1 total complaints ↓ falling

Absolute Financial Services, Inc

A
1 total complaints ↓ falling

Accelerated Collection Service, Inc

F
1 total complaints ↓ falling

ACS Education Services

D
1 total complaints ↓ falling

ADS Resolve LLC

F
1 total complaints ↑ rising

Alpha Midco Inc

F
1 total complaints ↓ falling

American Advisors Group

A
1 total complaints ↓ falling

American Honda Finance Corp

D
1 total complaints → stable

American Neighborhood Mortgage

A
1 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.