What is the most common complaint against ZuntaFi Corp?

The most common issue consumers report about ZuntaFi Corp is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 41 complaints filed with the CFPB.

Are complaints against ZuntaFi Corp increasing or decreasing?

Complaints against ZuntaFi Corp are falling. The company received 6 complaints in the last 12 months, showing improvement over prior periods.

What is ZuntaFi Corp's reputation grade?

ZuntaFi Corp has a reputation grade of D (score: 51.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does ZuntaFi Corp respond to consumer complaints?

ZuntaFi Corp has a 95% timely response rate to CFPB complaints.

In how many states does ZuntaFi Corp operate?

ZuntaFi Corp has received CFPB complaints from consumers in 20 states, with the most complaints from Colorado (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

ZuntaFi Corp - Debt Collector Complaint Profile

CFPB complaint profile across 20 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

15
False statements or representation

10
Took or threatened to take negative or legal action

8
Written notification about debt

6
Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record zuntafi-corp ZuntaFi Corp

Grade D · 41 CFPB filings · 95% timely · lead issue: Attempts to collect debt not owed · vol #1332 · compose #3990

VOL 41
GRADE D
12MO 6
STATES 20
TIMELY 95%
ISSUE Attempts to collect debt n…
RANK #1,332
COMPOSE #3,990

Volume peers

Nearest volume peer: First Horizon Bank (41 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

ZuntaFi Corp's 41 CFPB complaints sit next to First Horizon Bank on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

ZuntaFi Corp spreads filings across 20 states - Colorado leads at only 9.8%

Despite a broad state map, ZuntaFi Corp still sits volume #1,332 against composite #3,990 - the two RankMaps diverge by 2,658 places. Corpus placement method.

Most-even geography: Lead state under 15%; Colorado still leads at 9.8% across 20 states
Spike month: 2024-03 21.4%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,332 volume; #3,990 composite; Cleanest-composite ladder is 2,658 places worse than volume

How does ZuntaFi Corp compare to its peers?

How does ZuntaFi Corp compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ZuntaFi Corp National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-03 2025-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	15
False statements or representation	10
Took or threatened to take negative or legal action	8
Written notification about debt	6
Communication tactics	2

Where do complaints against ZuntaFi Corp come from?

ZuntaFi Corp's own per-state count, not a national baseline.

Colorado

4
Florida

4
California

3
Georgia

3
Tennessee

3
Texas

3
Washington

3
Delaware

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for ZuntaFi Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 41.

4 peers

Know your rights before responding to ZuntaFi Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.