State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 16

Sorted by most complaints

Millco Management

C
2 total complaints ↓ falling

Miller Davis & Peoples

C
2 total complaints ↓ falling

MiraMed Revenue Group LLC

C
2 total complaints ↓ falling

Mutual Management Services LLC

F
2 total complaints → stable

NAM National Arbitration and Mediation

F
2 total complaints ↓ falling

Nationwide Acceptance LLC

C
2 total complaints → stable

Ncsplus Incorporated

C
2 total complaints ↓ falling

NIC, Inc.

C
2 total complaints ↓ falling

NPAS, Inc.

D
2 total complaints → stable

National Medical Administrators, Inc

B
2 total complaints ↓ falling

Nationwide Credit Corporation

C
2 total complaints → stable

Nationwide Debt Management Solutions, LLC

F
2 total complaints ↓ falling

Netspend Corporation

B
2 total complaints ↑ rising

New Century Financial Services, Inc.

C
2 total complaints ↓ falling

Niagara Capital Associates, Inc.

F
2 total complaints ↓ falling

North American Credit Services

D
2 total complaints ↓ falling

Northtown Capital Services Group LLC

C
2 total complaints ↓ falling

Orion Capital Solutions LLC

D
2 total complaints → stable

O’Reilly Rancilio P.C.

A
2 total complaints ↓ falling

Pacific Premier Bancorp, Inc.

F
2 total complaints ↑ rising

Prestige Financial Services Inc

C
2 total complaints ↓ falling

Paragon Subrogation Services, Inc

F
2 total complaints ↓ falling

Partners Financial Services Inc

B
2 total complaints ↓ falling

Pendrick Capital Partners Holding, LLC

C
2 total complaints ↓ falling

Perfection Collection

D
2 total complaints ↓ falling

Phillips, Reinhard & Associates

F
2 total complaints ↓ falling

Pollack & Rosen, P.A.

D
2 total complaints → stable

Preferred Finanical Services Corporation

A
2 total complaints ↓ falling

Professional Credit Management, Inc

D
2 total complaints ↓ falling

R & B Corporation of Virginia

D
2 total complaints ↓ falling

RD Fuller Company, LLC

D
2 total complaints ↑ rising

RNN Group, Inc

F
2 total complaints ↓ falling

Robinhood Markets Inc.

D
2 total complaints ↑ rising

Rushmore Loan Management Services LLC

D
2 total complaints ↓ falling

Receivable Recovery Services, LLC

D
2 total complaints ↓ falling

Recovery Solutions Group, LLC

F
2 total complaints ↓ falling

Regional Management Corporation

D
2 total complaints ↑ rising

Renton Collections Inc.

F
2 total complaints ↓ falling

Revenue Assistance Corporation dba Revenue Group

D
2 total complaints ↓ falling

Richard J. Boudreau & Associates, LLC

F
2 total complaints ↓ falling

Robert Homfeld Credit Trust

A
2 total complaints ↓ falling

Rocket Mortgage, LLC

C
2 total complaints ↑ rising

Roquemore Holdings LLC

D
2 total complaints ↓ falling

Roycroft Management

F
2 total complaints ↓ falling

Smith, Rouchon & Associates, Inc.

C
2 total complaints ↑ rising

SN Servicing Corporation

C
2 total complaints ↓ falling

Sarma

D
2 total complaints ↓ falling

Schneiderman & Sherman P.C.

A
2 total complaints ↓ falling

Scott Lowery Law Office, P.C.

B
2 total complaints ↓ falling

Selene Holdings LLC

D
2 total complaints → stable

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.