What is the most common complaint against Absolute Credit LLC?

The most common issue consumers report about Absolute Credit LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 25 complaints filed with the CFPB.

Are complaints against Absolute Credit LLC increasing or decreasing?

Complaints against Absolute Credit LLC are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Absolute Credit LLC's reputation grade?

Absolute Credit LLC has a reputation grade of D (score: 54.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Absolute Credit LLC respond to consumer complaints?

Absolute Credit LLC has a 96% timely response rate to CFPB complaints.

In how many states does Absolute Credit LLC operate?

Absolute Credit LLC has received CFPB complaints from consumers in 10 states, with the most complaints from New York (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Absolute Credit LLC - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

11
Written notification about debt

6
False statements or representation

4
Communication tactics

4

Data updated September 2026

CFPB complaint disposition

CCDB record absolute-credit-llc Absolute Credit LLC

Grade D · 25 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #1694 · compose #3434

VOL 25
GRADE D
12MO 3
STATES 10
TIMELY 96%
ISSUE Attempts to collect debt n…
RANK #1,694
COMPOSE #3,434

Volume peers

Nearest volume peer: Access Group Inc. (25 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Absolute Credit LLC's 25 CFPB complaints sit next to Access Group Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

New York is the plurality state for Absolute Credit LLC (28.0%)

The 2015-05 spike coincides with a 1,740-place gap between volume rank #1,694 and composite #3,434. Corpus placement method.

Plurality state: New York 28.0%; Mid-band (15–30%) · 10 states with ≥1 filing
Spike month: 2015-05 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,694 volume; #3,434 composite; Cleanest-composite ladder is 1,740 places worse than volume

How does Absolute Credit LLC compare to its peers?

How does ABSOLUTE CREDIT LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ABSOLUTE CREDIT LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

100%

91%

Consumer-dispute ratelower is better

23%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-05 2017-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	11
Written notification about debt	6
False statements or representation	4
Communication tactics	4

Where do complaints against Absolute Credit LLC come from?

Absolute Credit LLC's own per-state count, not a national baseline.

New York

7
Maine

4
Pennsylvania

4
Delaware

2
Georgia

2
South Carolina

2
Colorado

1
Florida

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Absolute Credit LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 25.

4 peers

Know your rights before responding to Absolute Credit LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.