What is the most common complaint against Summit Collection Services, Inc.?

The most common issue consumers report about Summit Collection Services, Inc. is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 14 complaints filed with the CFPB.

Are complaints against Summit Collection Services, Inc. increasing or decreasing?

Complaints against Summit Collection Services, Inc. are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.

What is Summit Collection Services, Inc.'s reputation grade?

Summit Collection Services, Inc. has a reputation grade of C (score: 57.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Summit Collection Services, Inc. respond to consumer complaints?

Summit Collection Services, Inc. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Summit Collection Services, Inc. operate?

Summit Collection Services, Inc. has received CFPB complaints from consumers in 7 states, with the most complaints from New Jersey (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Summit Collection Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

5
Written notification about debt

3
Communication tactics

3
False statements or representation

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record summit-collection-services-inc Summit Collection Services, Inc.

Grade C · 14 CFPB filings · 93% timely · lead issue: Attempts to collect debt not owed · vol #2222 · compose #2942

VOL 14
GRADE C
12MO 2
STATES 7
TIMELY 93%
DISPUTE 50%
ISSUE Attempts to collect debt n…
RANK #2,222
COMPOSE #2,942

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Summit Collection Services, Inc.'s 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

42.9% of Summit Collection Services, Inc.'s CFPB filings land in New Jersey

High volume does not equal a clean composite: Summit Collection Services, Inc. is volume #2,222 but composite #2,942, while New Jersey dominates the geography. Corpus placement method.

Dominant state: New Jersey 42.9%; 6 of 14 filings · 7 states touched
Spike month: 2017-10 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,222 volume; #2,942 composite; Cleanest-composite ladder is 720 places worse than volume

How does Summit Collection Services, Inc. compare to its peers?

How does Summit Collection Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Summit Collection Serv… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

50%

91%

Consumer-dispute ratelower is better

50%

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-10 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	5
Written notification about debt	3
Communication tactics	3
False statements or representation	2
Cont'd attempts collect debt not owed	1

Where do complaints against Summit Collection Services, Inc. come from?

Summit Collection Services, Inc.'s own per-state count, not a national baseline.

New Jersey

6
Michigan

2
Pennsylvania

2
New York

1
South Carolina

1
Texas

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Summit Collection Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to Summit Collection Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.