What is the most common complaint against Southwest Business Corporation?

The most common issue consumers report about Southwest Business Corporation is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 9 complaints filed with the CFPB.

Are complaints against Southwest Business Corporation increasing or decreasing?

Complaints against Southwest Business Corporation are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Southwest Business Corporation's reputation grade?

Southwest Business Corporation has a reputation grade of A (score: 75.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Southwest Business Corporation respond to consumer complaints?

Southwest Business Corporation has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Southwest Business Corporation operate?

Southwest Business Corporation has received CFPB complaints from consumers in 7 states, with the most complaints from Michigan (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Southwest Business Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade A.

Compiled by PlainCollector

Attempts to collect debt not owed

2
False statements or representation

2
Communication tactics

2
Written notification about debt

1
Cont'd attempts collect debt not owed

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record southwest-business-corporation Southwest Business Corporation

Grade A · 9 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2647 · compose #853

VOL 9
GRADE A
12MO 1
STATES 7
TIMELY 100%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #2,647
COMPOSE #853

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Southwest Business Corporation's 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Michigan is the plurality state for Southwest Business Corporation (22.2%)

The 2016-07 spike coincides with a 1,794-place gap between volume rank #2,647 and composite #853. Corpus placement method.

Plurality state: Michigan 22.2%; Mid-band (15–30%) · 7 states with ≥1 filing
Spike month: 2016-07 20.0%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,647 volume; #853 composite; Cleanest-composite ladder is 1,794 places better than volume

How does Southwest Business Corporation compare to its peers?

How does Southwest Business Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Southwest Business Cor… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-01 2018-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
False statements or representation	2
Communication tactics	2
Written notification about debt	1
Cont'd attempts collect debt not owed	1
Threatened to contact someone or share information improperly	1

Where do complaints against Southwest Business Corporation come from?

Southwest Business Corporation's own per-state count, not a national baseline.

Michigan

2
Alabama

1
California

1
Georgia

1
Nevada

1
New Mexico

1
Ohio

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Southwest Business Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to Southwest Business Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.