What is the most common complaint against Niagara Portfolio Solutions LLC?

The most common issue consumers report about Niagara Portfolio Solutions LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 29 complaints filed with the CFPB.

Are complaints against Niagara Portfolio Solutions LLC increasing or decreasing?

Complaints against Niagara Portfolio Solutions LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Niagara Portfolio Solutions LLC's reputation grade?

Niagara Portfolio Solutions LLC has a reputation grade of C (score: 61.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Niagara Portfolio Solutions LLC respond to consumer complaints?

Niagara Portfolio Solutions LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.

In how many states does Niagara Portfolio Solutions LLC operate?

Niagara Portfolio Solutions LLC has received CFPB complaints from consumers in 15 states, with the most complaints from Florida (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Niagara Portfolio Solutions LLC - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

8
Taking/threatening an illegal action

8
Communication tactics

6
False statements or representation

4
Improper contact or sharing of info

3

Data updated September 2026

CFPB complaint disposition

CCDB record niagara-portfolio-solutions-llc Niagara Portfolio Solutions LLC

Grade C · 29 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed · vol #1569 · compose #2157

VOL 29
GRADE C
12MO 0
STATES 15
TIMELY 100%
DISPUTE 24%
ISSUE Cont'd attempts collect de…
RANK #1,569
COMPOSE #2,157

Volume peers

Nearest volume peer: Acquired Assets, Ltd. (29 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Niagara Portfolio Solutions LLC's 29 CFPB complaints sit next to Acquired Assets, Ltd. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for Niagara Portfolio Solutions LLC (17.2%)

The 2025-08 spike coincides with a 588-place gap between volume rank #1,569 and composite #2,157. Corpus placement method.

Plurality state: Florida 17.2%; Mid-band (15–30%) · 15 states with ≥1 filing
Spike month: 2025-08 30.0%; 6 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,569 volume; #2,157 composite; Cleanest-composite ladder is 588 places worse than volume

How does Niagara Portfolio Solutions LLC compare to its peers?

How does Niagara Portfolio Solutions LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Niagara Portfolio Solu… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

86%

91%

Consumer-dispute ratelower is better

24%

43%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	8
Taking/threatening an illegal action	8
Communication tactics	6
False statements or representation	4
Improper contact or sharing of info	3

Where do complaints against Niagara Portfolio Solutions LLC come from?

Niagara Portfolio Solutions LLC's own per-state count, not a national baseline.

Florida

5
New Jersey

4
California

3
Colorado

3
Iowa

2
Oklahoma

2
Texas

2
District of Columbia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Niagara Portfolio Solutions LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 29.

4 peers

Know your rights before responding to Niagara Portfolio Solutions LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.