Are complaints against U Drive Acceptance Corporation increasing or decreasing?

Complaints against U Drive Acceptance Corporation are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is U Drive Acceptance Corporation's reputation grade?

U Drive Acceptance Corporation has a reputation grade of D (score: 51.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does U Drive Acceptance Corporation respond to consumer complaints?

U Drive Acceptance Corporation has a 50% timely response rate to CFPB complaints.

In how many states does U Drive Acceptance Corporation operate?

U Drive Acceptance Corporation has received CFPB complaints from consumers in 2 states, with the most complaints from Pennsylvania (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

U Drive Acceptance Corporation - Debt Collector Complaint Profile

Q: What is the most common complaint against U Drive Acceptance Corporation?

The most common issue consumers report about U Drive Acceptance Corporation is "Took or threatened to take negative or legal action", specifically "Debt is not yours". This is based on 4 complaints filed with the CFPB.

CFPB complaint profile across 2 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2
Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record u-drive-acceptance-corporation U Drive Acceptance Corporation

Grade D · 4 CFPB filings · 50% timely · lead issue: Took or threatened to take negative or legal action · vol #3528 · compose #3907

VOL 4
GRADE D
12MO 3
STATES 2
TIMELY 50%
ISSUE Took or threatened to take…
RANK #3,528
COMPOSE #3,907

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

U Drive Acceptance Corporation's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

75.0% of U Drive Acceptance Corporation's CFPB filings land in Pennsylvania

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Pennsylvania 75.0%; 3 of 4 filings · 2 states touched
Spike month: 2022-03 25.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #3,528 volume; #3,907 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does U Drive Acceptance Corporation compare to its peers?

How does U DRIVE ACCEPTANCE CORPORATION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

U DRIVE ACCEPTANCE COR… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-03 2024-04

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against U Drive Acceptance Corporation come from?

U Drive Acceptance Corporation's own per-state count, not a national baseline.

Pennsylvania

3
Iowa

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for U Drive Acceptance Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to U Drive Acceptance Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.