What is the most common complaint against Rubin & Rothman, LLC?

The most common issue consumers report about Rubin & Rothman, LLC is "Took or threatened to take negative or legal action", specifically "Didn't receive enough information to verify debt". This is based on 358 complaints filed with the CFPB.

Are complaints against Rubin & Rothman, LLC increasing or decreasing?

Complaints against Rubin & Rothman, LLC are rising. The company received 106 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Rubin & Rothman, LLC's reputation grade?

Rubin & Rothman, LLC has a reputation grade of C (score: 55.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Rubin & Rothman, LLC respond to consumer complaints?

Rubin & Rothman, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Rubin & Rothman, LLC operate?

Rubin & Rothman, LLC has received CFPB complaints from consumers in 16 states, with the most complaints from New York (213 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rubin & Rothman, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 16 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

85
Attempts to collect debt not owed

81
Written notification about debt

59
False statements or representation

56
Disclosure verification of debt

16
Threatened to contact someone or share information improperly

14

Data updated September 2026

CFPB complaint disposition

CCDB record rubin-rothman-llc Rubin & Rothman, LLC

Grade C · 358 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #346 · compose #3173

VOL 358
GRADE C
12MO 106
STATES 16
TIMELY 100%
DISPUTE 17%
ISSUE Took or threatened to take…
RANK #346
COMPOSE #3,173

Volume peers

Nearest volume peer: Sezzle Inc. (358 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Rubin & Rothman, LLC's 358 CFPB complaints sit next to Sezzle Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

59.5% of Rubin & Rothman, LLC's CFPB filings land in New York

High volume does not equal a clean composite: Rubin & Rothman, LLC is volume #346 but composite #3,173, while New York dominates the geography. Corpus placement method.

Dominant state: New York 59.5%; 213 of 358 filings · 16 states touched
Even monthly load: Peak under 8%; Highest month 2023-03 at 7.8% (11 filings)
Divergent corpus ranks: #346 volume; #3,173 composite; Cleanest-composite ladder is 2,827 places worse than volume

How does Rubin & Rothman, LLC compare to its peers?

How does Rubin & Rothman, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Rubin & Rothman, LLC National average

Complaints (last 12 mo)lower is better

106

250

268

Timely-response ratehigher is better

100%

92%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-02 2025-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	85
Attempts to collect debt not owed	81
Written notification about debt	59
False statements or representation	56
Disclosure verification of debt	16
Threatened to contact someone or share information improperly	14
Taking/threatening an illegal action	14
Communication tactics	12
Cont'd attempts collect debt not owed	10
Improper contact or sharing of info	9

Where do complaints against Rubin & Rothman, LLC come from?

Rubin & Rothman, LLC's own per-state count, not a national baseline.

New York

213
New Jersey

53
Connecticut

43
Massachusetts

17
Maine

8
Pennsylvania

5
New Hampshire

4
Florida

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Rubin & Rothman, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 358.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Rubin & Rothman, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.