What is the most common complaint against Suncoast Credit Union?

The most common issue consumers report about Suncoast Credit Union is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 138 complaints filed with the CFPB.

Are complaints against Suncoast Credit Union increasing or decreasing?

Complaints against Suncoast Credit Union are rising. The company received 67 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Suncoast Credit Union's reputation grade?

Suncoast Credit Union has a reputation grade of D (score: 50.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Suncoast Credit Union respond to consumer complaints?

Suncoast Credit Union has a 100% timely response rate to CFPB complaints.

In how many states does Suncoast Credit Union operate?

Suncoast Credit Union has received CFPB complaints from consumers in 8 states, with the most complaints from Florida (126 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Suncoast Credit Union - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

61
Took or threatened to take negative or legal action

43
Written notification about debt

20
False statements or representation

9
Communication tactics

4
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record suncoast-credit-union Suncoast Credit Union

Grade D · 138 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #694 · compose #4152

VOL 138
GRADE D
12MO 67
STATES 8
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #694
COMPOSE #4,152

Volume peers

Nearest volume peer: First Technology Federal Credit Union (138 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Suncoast Credit Union's 138 CFPB complaints sit next to First Technology Federal Credit Union on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

91.3% of Suncoast Credit Union's CFPB filings land in Florida

High volume does not equal a clean composite: Suncoast Credit Union is volume #694 but composite #4,152, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 91.3%; 126 of 138 filings · 8 states touched
Seasonal peak: 2025-07 8.4%; 8–15% band · 8 filings
Divergent corpus ranks: #694 volume; #4,152 composite; Cleanest-composite ladder is 3,458 places worse than volume

How does Suncoast Credit Union compare to its peers?

How does SUNCOAST CREDIT UNION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

SUNCOAST CREDIT UNION National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

76%

91%

Consumer-dispute ratelower is better

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	61
Took or threatened to take negative or legal action	43
Written notification about debt	20
False statements or representation	9
Communication tactics	4
Threatened to contact someone or share information improperly	1

Where do complaints against Suncoast Credit Union come from?

Suncoast Credit Union's own per-state count, not a national baseline.

Florida

126
Texas

5
Pennsylvania

2
Alabama

1
Iowa

1
Massachusetts

1
New York

1
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Suncoast Credit Union: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 138.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Suncoast Credit Union: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.