What is the most common complaint against Thomas, King & Associates?

The most common issue consumers report about Thomas, King & Associates is "Communication tactics", specifically "Threatened to take legal action". This is based on 24 complaints filed with the CFPB.

Are complaints against Thomas, King & Associates increasing or decreasing?

Complaints against Thomas, King & Associates are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Thomas, King & Associates's reputation grade?

Thomas, King & Associates has a reputation grade of C (score: 59.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Thomas, King & Associates respond to consumer complaints?

Thomas, King & Associates has a 75% timely response rate to CFPB complaints. Consumers disputed the company's response in 4% of cases.

In how many states does Thomas, King & Associates operate?

Thomas, King & Associates has received CFPB complaints from consumers in 15 states, with the most complaints from New York (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Thomas, King & Associates - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

14
Improper contact or sharing of info

3
Taking/threatening an illegal action

3
False statements or representation

2
Cont'd attempts collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record thomas-king-associates Thomas, King & Associates

Grade C · 24 CFPB filings · 75% timely · lead issue: Communication tactics · vol #1753 · compose #2510

VOL 24
GRADE C
12MO 0
STATES 15
TIMELY 75%
DISPUTE 4%
ISSUE Communication tactics
RANK #1,753
COMPOSE #2,510

Volume peers

Nearest volume peer: Acceptance Rentals, Inc. (24 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Thomas, King & Associates's 24 CFPB complaints sit next to Acceptance Rentals, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

New York is the plurality state for Thomas, King & Associates (16.7%)

The 2026-02 spike coincides with a 757-place gap between volume rank #1,753 and composite #2,510. Corpus placement method.

Plurality state: New York 16.7%; Mid-band (15–30%) · 15 states with ≥1 filing
Spike month: 2026-02 18.2%; 6 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,753 volume; #2,510 composite; Cleanest-composite ladder is 757 places worse than volume

How does Thomas, King & Associates compare to its peers?

How does Thomas, King & Associates compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Thomas, King & Associa… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

75%

100%

91%

Consumer-dispute ratelower is better

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-04 2026-02

Issue Detail Breakdown

Issue	Complaints
Communication tactics	14
Improper contact or sharing of info	3
Taking/threatening an illegal action	3
False statements or representation	2
Cont'd attempts collect debt not owed	2

Where do complaints against Thomas, King & Associates come from?

Thomas, King & Associates's own per-state count, not a national baseline.

New York

4
New Jersey

3
Texas

3
California

2
Connecticut

2
Delaware

1
Georgia

1
Iowa

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Thomas, King & Associates: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 24.

4 peers

Know your rights before responding to Thomas, King & Associates: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.