What is the most common complaint against First Credit Corporation?

The most common issue consumers report about First Credit Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 12 complaints filed with the CFPB.

Are complaints against First Credit Corporation increasing or decreasing?

Complaints against First Credit Corporation are rising. The company received 6 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is First Credit Corporation's reputation grade?

First Credit Corporation has a reputation grade of C (score: 57.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First Credit Corporation respond to consumer complaints?

First Credit Corporation has a 89% timely response rate to CFPB complaints.

In how many states does First Credit Corporation operate?

First Credit Corporation has received CFPB complaints from consumers in 9 states, with the most complaints from Florida (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First Credit Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

4
Written notification about debt

2
Took or threatened to take negative or legal action

2
False statements or representation

2
Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record first-credit-corporation First Credit Corporation

Grade C · 12 CFPB filings · 89% timely · lead issue: Attempts to collect debt not owed · vol #2313 · compose #2819

VOL 12
GRADE C
12MO 6
STATES 9
TIMELY 89%
ISSUE Attempts to collect debt n…
RANK #2,313
COMPOSE #2,819

Volume peers

Nearest volume peer: 1803 Capital, LLC (12 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First Credit Corporation's 12 CFPB complaints sit next to 1803 Capital, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for First Credit Corporation (16.7%)

The 2015-09 spike coincides with a 506-place gap between volume rank #2,313 and composite #2,819. Corpus placement method.

Plurality state: Florida 16.7%; Mid-band (15–30%) · 9 states with ≥1 filing
Spike month: 2015-09 18.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,313 volume; #2,819 composite; Cleanest-composite ladder is 506 places worse than volume

How does First Credit Corporation compare to its peers?

How does First Credit Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

First Credit Corporati… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

89%

95%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-01 2018-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	4
Written notification about debt	2
Took or threatened to take negative or legal action	2
False statements or representation	2
Communication tactics	2

Where do complaints against First Credit Corporation come from?

First Credit Corporation's own per-state count, not a national baseline.

Florida

2
Georgia

2
Texas

2
Alabama

1
Illinois

1
Iowa

1
Missouri

1
Ohio

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First Credit Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 12.

4 peers

Know your rights before responding to First Credit Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.