State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Consumer Collection Management. Inc

F
14 total complaints → stable

Denefits LLC

F
14 total complaints ↑ rising

Fig Tech Inc.

D
14 total complaints ↑ rising

FlexShopper, Inc

D
14 total complaints → stable

Goal Structured Solutions, LLC

F
14 total complaints ↑ rising

Investment Retrievers, Inc.

D
14 total complaints → stable

Lanier Collections Agency and Services Inc

D
14 total complaints ↓ falling

Mediation Recovery Center

C
14 total complaints ↑ rising

Merchants' Credit Guide Company

D
14 total complaints ↓ falling

National Commercial Services, Inc

D
14 total complaints ↓ falling

Progressive Financial Services, Inc.

C
14 total complaints ↓ falling

Seterus, Inc.

C
14 total complaints ↓ falling

Simon's Agency, Inc.

F
14 total complaints ↓ falling

Transfinancial Companies, Inc

D
14 total complaints ↓ falling

United Resource Systems, Inc

F
14 total complaints ↓ falling

Arcon Credit Solutions LLC

D
13 total complaints ↑ rising

Atlantic Credit & Finance, Inc.

C
13 total complaints ↓ falling

Avadyne Health Holdings, Inc

C
13 total complaints ↓ falling

BMO Bank National Association

13 total complaints ↑ rising

C/C Financial

D
13 total complaints → stable

CAC Financial Corp

D
13 total complaints → stable

Cashcall, Inc.

D
13 total complaints ↓ falling

Clark County Collection Service

D
13 total complaints → stable

Coast to Coast Financial Solutions, Inc.

F
13 total complaints ↓ falling

DigniFi

D
13 total complaints ↑ rising

Financial Assistance Inc

C
13 total complaints → stable

First Financial Resources, Inc.

C
13 total complaints → stable

Global Solution BIZ LLC.

F
13 total complaints → stable

HF Holdings

D
13 total complaints ↑ rising

Integrated Recovery Services

F
13 total complaints ↓ falling

Mnet Financial Inc

C
13 total complaints → stable

National Recovery Solutions, LLC

C
13 total complaints → stable

Pathfinder Credit Services

C
13 total complaints ↓ falling

Servicing Solutions, LLC

D
13 total complaints ↑ rising

Summit Financial Corp.

F
13 total complaints ↓ falling

Terrill Outsourcing Group

C
13 total complaints ↓ falling

United Revenue Corporation

F
13 total complaints → stable

Waterfall Revenue Group

F
13 total complaints ↓ falling

Account Discovery Systems, LLC

C
12 total complaints ↓ falling

Ascension Point Recovery Services, LLC

C
12 total complaints ↓ falling

Bepensa Capital, Inc.

C
12 total complaints → stable

Block, Inc.

F
12 total complaints ↑ rising

BlueChip Financial

C
12 total complaints ↓ falling

Carrington Mortgage Services, LLC

C
12 total complaints ↓ falling

Consolidated Recovery Group, LLC

D
12 total complaints ↓ falling

Credit Bureau Systems, Inc., Paducah, KY Branch

D
12 total complaints → stable

Credit One LLC

C
12 total complaints ↑ rising

Credit Solutions, LLC (KY)

C
12 total complaints ↓ falling

Eastpoint Recovery Group, Inc

D
12 total complaints ↓ falling

Eltman Law, P.C.

D
12 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.