State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Frederick J. Hanna & Associates, P.C. (closed)

D
12 total complaints ↓ falling

Glass Mountain Capital, LLC

D
12 total complaints ↓ falling

Harpeth Financial Services, LLC

C
12 total complaints ↑ rising

Hollis Cobb Associates

D
12 total complaints → stable

Huntington Debt Holding LLC

D
12 total complaints → stable

JMS Associates, Inc.

C
12 total complaints ↓ falling

Kovo

D
12 total complaints ↑ rising

Lamont, Hanley & Associates, Inc.

C
12 total complaints ↓ falling

Larsen & Associates, P.L.

C
12 total complaints ↓ falling

Orions Management Group, LLC

D
12 total complaints → stable

Patrick A. Carey, P.a.

B
12 total complaints ↓ falling

Recovery Solutions Group, LLC

F
12 total complaints ↓ falling

Roadrunner Account Services, LLC

D
12 total complaints ↑ rising

Rolfe & Lobello, P.A.

B
12 total complaints → stable

Security Credit Systems Inc

D
12 total complaints ↓ falling

Sofi Technologies, Inc.

D
12 total complaints ↑ rising

Second Alliance, Inc.

C
12 total complaints ↑ rising

Sentry Recovery and Collections, Inc.

D
12 total complaints ↑ rising

Stellantis Financial Services US Corp.

D
12 total complaints ↑ rising

Stuart-Lippman and Associates, Inc

D
12 total complaints ↓ falling

Texas Guaranteed

C
12 total complaints → stable

The Regional Adjustment Bureau, Incorporated

C
12 total complaints ↓ falling

Turning Point Solutions LLC

C
12 total complaints ↓ falling

Universal Recovery Corporation

F
12 total complaints ↓ falling

Ascendium Education Group

F
11 total complaints ↓ falling

BYL Collection Services

D
11 total complaints ↓ falling

CIT Bank, National Association

C
11 total complaints ↓ falling

Conrad Credit Corporation

F
11 total complaints ↓ falling

Corelogic Inc

C
11 total complaints → stable

Capital Link Management, LLC

F
11 total complaints ↓ falling

Cawley & Bergmann, LLP

D
11 total complaints ↓ falling

D2 Management LLC

D
11 total complaints → stable

FMS Inc.

C
11 total complaints ↓ falling

Heartland Payment Systems Inc

D
11 total complaints ↓ falling

Immediate Credit Recovery

D
11 total complaints ↓ falling

International Computer Systems, Inc.

D
11 total complaints → stable

Jon B. Sage, P.A. dba Sage Law Offices

C
11 total complaints ↓ falling

Kevin B. Wilson Law Offices

B
11 total complaints ↓ falling

LendingUSA

B
11 total complaints → stable

M&T Bank Corporation

C
11 total complaints → stable

MID Florida Financing LLC

C
11 total complaints ↑ rising

Nationwide Debt Management Solutions, LLC

F
11 total complaints ↓ falling

Nexum Group Inc

D
11 total complaints → stable

Nicholas Financial Inc.

C
11 total complaints ↓ falling

Rfna, LP

C
11 total complaints ↑ rising

RGS Financial, Inc.

D
11 total complaints ↓ falling

RJM Acquisition LLC

C
11 total complaints ↓ falling

Rauch-Milliken International, Inc.

D
11 total complaints ↓ falling

Recovery One, LLC

D
11 total complaints ↓ falling

Stoneleigh Recovery Associates, LLC

D
11 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.