State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 19

Sorted by most complaints

Larry H. Miller Group of Companies

B
6 total complaints ↑ rising

Law Office of Brett M. Borland, P.C.

F
6 total complaints ↑ rising

Law Office of Joe Pezzuto, LLC

C
6 total complaints ↓ falling

NDS, LLC.

F
6 total complaints ↓ falling

National Arbitration Forum

F
6 total complaints ↓ falling

Niagara Central Revenue

D
6 total complaints ↑ rising

North American Asset Services, LLC

D
6 total complaints ↓ falling

Northbrook and Associates

F
6 total complaints ↑ rising

Northeast Recovery Solutions, LLC

F
6 total complaints ↓ falling

Open Dealer Exchange, LLC

D
6 total complaints ↑ rising

Pmgi, LLC

B
6 total complaints ↓ falling

Prestige Financial Services Inc

C
6 total complaints ↓ falling

Pacific Collections

F
6 total complaints ↓ falling

Pacific Rim Alliance Corporation

D
6 total complaints ↓ falling

Palmar, Inc.

F
6 total complaints ↑ rising

Patrick K Willis Company Inc

C
6 total complaints ↓ falling

Payment Resolution Services

C
6 total complaints ↑ rising

Professional Recovery Management

F
6 total complaints ↑ rising

Protocol Recovery Service, Inc.

C
6 total complaints ↓ falling

Red Cedar Associates LLC

D
6 total complaints ↓ falling

Road Runner Collection Services, Inc.

C
6 total complaints ↓ falling

Rushmore Service Center, LLC

C
6 total complaints ↓ falling

Traco Investment Corp

B
6 total complaints ↓ falling

U.s. Bank National Association - SAN Francisco Main Branch

B
6 total complaints ↓ falling

Umpqua Holdings Corporation

B
6 total complaints ↓ falling

United Shore Financial Services, LLC

D
6 total complaints ↑ rising

Vantage Sourcing, LLC

C
6 total complaints ↓ falling

Vision Financial Corp.

D
6 total complaints ↓ falling

Voss & Klein, LLC

D
6 total complaints → stable

WSFS Financial Corporation

D
6 total complaints → stable

Worldwide Recovery LLC

F
6 total complaints ↓ falling

Zenco Collection, LLC

C
6 total complaints ↓ falling

eCon Credit LP

F
6 total complaints ↑ rising

4 Star Resolution LLC (Closed)

F
5 total complaints ↓ falling

ADR ARBITRATION SERVICES (Closed)

B
5 total complaints ↓ falling

ASG Solutions LLC

C
5 total complaints ↓ falling

Audit Systems,Inc

B
5 total complaints ↓ falling

Automotive Credit Corporation

F
5 total complaints ↑ rising

Accord Business Funding, LLC

F
5 total complaints ↑ rising

Acquired Assets, Ltd.

C
5 total complaints ↓ falling

Agency of Credit Control

D
5 total complaints ↓ falling

Astra Business Services

F
5 total complaints ↓ falling

BHA Services

F
5 total complaints ↓ falling

BOC LLC

C
5 total complaints ↓ falling

Bronstein & Weiss Arbitration

F
5 total complaints ↓ falling

Business Revenue Systems, Inc.

B
5 total complaints ↓ falling

C.Tech Collections, Inc.

C
5 total complaints ↓ falling

California Recovery Bureau, Inc

B
5 total complaints ↓ falling

CSO Financial

D
5 total complaints ↓ falling

Cade Investments LLC

D
5 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.