What is the most common complaint against Traco Investment Corp?

The most common issue consumers report about Traco Investment Corp is "Written notification about debt", specifically "Threatened to sue you for very old debt". This is based on 8 complaints filed with the CFPB.

Are complaints against Traco Investment Corp increasing or decreasing?

Complaints against Traco Investment Corp are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Traco Investment Corp's reputation grade?

Traco Investment Corp has a reputation grade of B (score: 63.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Traco Investment Corp respond to consumer complaints?

Traco Investment Corp has a 100% timely response rate to CFPB complaints.

In how many states does Traco Investment Corp operate?

Traco Investment Corp has received CFPB complaints from consumers in 3 states, with the most complaints from California (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Traco Investment Corp - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Written notification about debt

3
Took or threatened to take negative or legal action

3
Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record traco-investment-corp Traco Investment Corp

Grade B · 8 CFPB filings · 100% timely · lead issue: Written notification about debt · vol #2759 · compose #1964

VOL 8
GRADE B
12MO 1
STATES 3
TIMELY 100%
ISSUE Written notification about…
RANK #2,759
COMPOSE #1,964

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Traco Investment Corp's 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

75.0% of Traco Investment Corp's CFPB filings land in California

High volume does not equal a clean composite: Traco Investment Corp is volume #2,759 but composite #1,964, while California dominates the geography. Corpus placement method.

Dominant state: California 75.0%; 6 of 8 filings · 3 states touched
Even monthly load: Peak under 8%; Highest month 2016-08 at 7.4% (2 filings)
Divergent corpus ranks: #2,759 volume; #1,964 composite; Cleanest-composite ladder is 795 places better than volume

How does Traco Investment Corp compare to its peers?

How does TRACO INVESTMENT CORP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

TRACO INVESTMENT CORP National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

43%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-04 2020-12

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	3
Took or threatened to take negative or legal action	3
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against Traco Investment Corp come from?

Traco Investment Corp's own per-state count, not a national baseline.

California

6
Minnesota

1
Nevada

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Traco Investment Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to Traco Investment Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.