State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 20

Sorted by most complaints

Carmichael & Frost LLC

D
5 total complaints ↑ rising

Citi Management Group, LLC

F
5 total complaints ↓ falling

Coastline Financial Resources, LLC

F
5 total complaints ↓ falling

Comerica

B
5 total complaints ↓ falling

Cooper Hoffman Klein Associates

D
5 total complaints ↓ falling

Credit Bureau Systems, Inc., Paducah, KY Branch

D
5 total complaints → stable

Credit Lending Services Inc.

B
5 total complaints ↑ rising

Creekside Recovery And Capital Management

B
5 total complaints ↓ falling

DK, Consulting, Inc dba Huntington Financial Services

C
5 total complaints ↓ falling

DLC, LLC

C
5 total complaints → stable

Direct Capital

F
5 total complaints ↓ falling

Dream Center Education Holdings

B
5 total complaints ↓ falling

E*Trade Bank

B
5 total complaints ↓ falling

Equitable Acceptance Corp

B
5 total complaints ↓ falling

Esser, James & Associates

C
5 total complaints ↓ falling

First Advantage Corporation

F
5 total complaints ↑ rising

Fair Financial Corp.

C
5 total complaints ↓ falling

Fidelity National Financial, Inc

C
5 total complaints ↓ falling

Financial Network Recovery Inc

B
5 total complaints ↑ rising

Franklin Credit Management Corporation

B
5 total complaints ↓ falling

Global Portfolio Recovery, LLC

F
5 total complaints ↓ falling

Global Processing Services, LLC

F
5 total complaints → stable

Grain Technology, Inc.

D
5 total complaints ↓ falling

Greater Collection Agency Bureau, LLC

D
5 total complaints ↓ falling

Grow Credit Inc

D
5 total complaints ↑ rising

Ideal Collection Services, Inc.

D
5 total complaints → stable

Improved Data Services LLC

D
5 total complaints ↓ falling

Integrated Asset Recovery LLC

F
5 total complaints ↓ falling

John C. Heath, Attorney at Law, PLLC

C
5 total complaints ↓ falling

Kenneth, Eisen & Associates, LTD.

C
5 total complaints ↓ falling

King of Credit Financial, Inc

D
5 total complaints → stable

Kornerstone Credit, LLC.

D
5 total complaints ↑ rising

Lang, Richert & Patch

C
5 total complaints ↓ falling

Law Offices of Krista L. White & Associates, P.S.

C
5 total complaints ↓ falling

LendingUSA

B
5 total complaints → stable

Millennium Financial Group, L.L.C.

D
5 total complaints → stable

MNS & Associates LLC

D
5 total complaints ↓ falling

Meade & Associates, Inc.

D
5 total complaints ↓ falling

Medical Society Business Services, Inc.

D
5 total complaints ↓ falling

Mezcal Corporation

B
5 total complaints ↓ falling

Mid-Atlantic Consumer Services

C
5 total complaints ↓ falling

Modlin Slinsky, P.A.

B
5 total complaints ↓ falling

Momnt Technologies, Inc.

D
5 total complaints ↑ rising

Mutual Financial Partners

C
5 total complaints ↓ falling

NAM National Arbitration and Mediation

F
5 total complaints ↓ falling

Northeast Collection Bureau

F
5 total complaints ↓ falling

PMR Progressive, LLC

F
5 total complaints ↓ falling

Pavilion Payments US BuyerCo, LLC

D
5 total complaints ↓ falling

Pollack & Rosen, P.A.

D
5 total complaints → stable

Porsche Financial Services, Inc.

B
5 total complaints ↑ rising

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.