What is the most common complaint against United Shore Financial Services, LLC?

The most common issue consumers report about United Shore Financial Services, LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 39 complaints filed with the CFPB.

Are complaints against United Shore Financial Services, LLC increasing or decreasing?

Complaints against United Shore Financial Services, LLC are rising. The company received 17 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is United Shore Financial Services, LLC's reputation grade?

United Shore Financial Services, LLC has a reputation grade of D (score: 54.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Shore Financial Services, LLC respond to consumer complaints?

United Shore Financial Services, LLC has a 100% timely response rate to CFPB complaints.

In how many states does United Shore Financial Services, LLC operate?

United Shore Financial Services, LLC has received CFPB complaints from consumers in 17 states, with the most complaints from California (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Shore Financial Services, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

15
Attempts to collect debt not owed

14
Written notification about debt

5
False statements or representation

4
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record united-shore-financial-services-llc United Shore Financial Services, LLC

Grade D · 39 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #1367 · compose #3397

VOL 39
GRADE D
12MO 17
STATES 17
TIMELY 100%
ISSUE Took or threatened to take…
RANK #1,367
COMPOSE #3,397

Volume peers

Nearest volume peer: Accurate Financial Partners (39 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Shore Financial Services, LLC's 39 CFPB complaints sit next to Accurate Financial Partners on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

California is the plurality state for United Shore Financial Services, LLC (15.4%)

The 2016-09 spike coincides with a 2,030-place gap between volume rank #1,367 and composite #3,397. Corpus placement method.

Plurality state: California 15.4%; Mid-band (15–30%) · 17 states with ≥1 filing
Spike month: 2016-09 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,367 volume; #3,397 composite; Cleanest-composite ladder is 2,030 places worse than volume

How does United Shore Financial Services, LLC compare to its peers?

How does United Shore Financial Services, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

United Shore Financial… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

94%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-09 2017-06

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	15
Attempts to collect debt not owed	14
Written notification about debt	5
False statements or representation	4
Threatened to contact someone or share information improperly	1

Where do complaints against United Shore Financial Services, LLC come from?

United Shore Financial Services, LLC's own per-state count, not a national baseline.

California

6
Texas

6
New York

4
North Carolina

3
Arizona

2
Delaware

2
Georgia

2
Nevada

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Shore Financial Services, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 39.

4 peers

Know your rights before responding to United Shore Financial Services, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.