State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 18

Sorted by most complaints

LD Holdings Group, LLC

B
7 total complaints → stable

Mufg Americas Holdings Corporation

B
7 total complaints ↓ falling

Malcolm S. Gerald and Associates, Inc.

F
7 total complaints ↓ falling

McCarthy & Holthus, LLP

C
7 total complaints ↓ falling

McKellar & Associates Group, Inc.

C
7 total complaints ↓ falling

Merchants and Professional Bureau, Inc.

D
7 total complaints ↓ falling

NPAS, Inc.

D
7 total complaints → stable

Partners Financial Services Inc

B
7 total complaints ↓ falling

Prime Recovery LLC

D
7 total complaints ↑ rising

Robinhood Markets Inc.

D
7 total complaints ↑ rising

Rock Creek Capital, LLC

D
7 total complaints ↓ falling

Round Two Recovery

D
7 total complaints ↓ falling

State Farm Bank, FSB

D
7 total complaints ↓ falling

Sunlan Corporation

A
7 total complaints ↓ falling

Texas Guaranteed

C
7 total complaints → stable

The Law Office of Daniel Slane

D
7 total complaints ↓ falling

Total Customer Service, Inc.

B
7 total complaints ↓ falling

TriVerity, Inc.

D
7 total complaints → stable

United Accounts, Inc.

F
7 total complaints ↑ rising

United Check Recovery Bureau, Inc.

C
7 total complaints → stable

United Financial Service

C
7 total complaints ↓ falling

Unity Asset Management

F
7 total complaints ↑ rising

Universal Fidelity LP

D
7 total complaints ↓ falling

Vericheck

F
7 total complaints ↑ rising

Weinberg Mediation Group LLC

F
7 total complaints ↓ falling

Western Portfolio Assets

F
7 total complaints ↓ falling

ADP Inc.

F
6 total complaints ↓ falling

Apple Recovery Services Corp

F
6 total complaints ↓ falling

Apple Recovery, LLC

C
6 total complaints ↓ falling

ARC Management Group, LLC

D
6 total complaints ↓ falling

Affiliated Acceptance Corporation

C
6 total complaints ↓ falling

Aldridge PIte Haan, LLP

C
6 total complaints ↓ falling

Apoyo Financiero, Inc.

B
6 total complaints ↑ rising

Bass & Associates, P.C., Attorneys at Law

B
6 total complaints ↓ falling

Braviant Holdings, LLC

D
6 total complaints → stable

Cash America International, Inc.

C
6 total complaints ↓ falling

CCB Credit Serivces, Inc

C
6 total complaints ↓ falling

CashRepublic Holdings, Inc.

D
6 total complaints ↑ rising

Cherry Creek Strategic Advisors, LLC

C
6 total complaints ↓ falling

Consolidated Management Group, LLC

D
6 total complaints ↓ falling

Credit Management Control, Inc.

D
6 total complaints ↓ falling

DigniFi

D
6 total complaints ↑ rising

Eastern Asset Services LLC

D
6 total complaints ↓ falling

Ernst, Ernst & Artmann, Inc.

A
6 total complaints ↓ falling

Foreman Financial Inc.

F
6 total complaints ↓ falling

Global Client Solutions, LLC

C
6 total complaints ↓ falling

Independence Capital Recovery, LLC

D
6 total complaints ↑ rising

Insikt, Inc.

D
6 total complaints ↓ falling

Interstate Recovery Service, Inc.

F
6 total complaints ↓ falling

Kadent Corporation

F
6 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.