What is the most common complaint against Foreman Financial Inc.?

The most common issue consumers report about Foreman Financial Inc. is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 7 complaints filed with the CFPB.

Are complaints against Foreman Financial Inc. increasing or decreasing?

Complaints against Foreman Financial Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Foreman Financial Inc.'s reputation grade?

Foreman Financial Inc. has a reputation grade of F (score: 46.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Foreman Financial Inc. respond to consumer complaints?

Foreman Financial Inc. has a 86% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Foreman Financial Inc. operate?

Foreman Financial Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from California (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Foreman Financial Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

4
Attempts to collect debt not owed

2
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record foreman-financial-inc Foreman Financial Inc.

Grade F · 7 CFPB filings · 86% timely · lead issue: Took or threatened to take negative or legal action · vol #2821 · compose #4450

VOL 7
GRADE F
12MO 0
STATES 2
TIMELY 86%
DISPUTE 100%
ISSUE Took or threatened to take…
RANK #2,821
COMPOSE #4,450

Volume peers

Nearest volume peer: Account Services Inc. (7 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Foreman Financial Inc.'s 7 CFPB complaints sit next to Account Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

85.7% of Foreman Financial Inc.'s CFPB filings land in California

High volume does not equal a clean composite: Foreman Financial Inc. is volume #2,821 but composite #4,450, while California dominates the geography. Corpus placement method.

Dominant state: California 85.7%; 6 of 7 filings · 2 states touched
Spike month: 2015-02 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,821 volume; #4,450 composite; Cleanest-composite ladder is 1,629 places worse than volume

How does Foreman Financial Inc. compare to its peers?

How does Foreman Financial Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Foreman Financial Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

86%

100%

91%

Consumer-dispute ratelower is better

100%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-02 2022-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	4
Attempts to collect debt not owed	2
Disclosure verification of debt	1

Where do complaints against Foreman Financial Inc. come from?

Foreman Financial Inc.'s own per-state count, not a national baseline.

California

6
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Foreman Financial Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 7.

4 peers

Know your rights before responding to Foreman Financial Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.