What is the most common complaint against United Financial Service?

The most common issue consumers report about United Financial Service is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 14 complaints filed with the CFPB.

Are complaints against United Financial Service increasing or decreasing?

Complaints against United Financial Service are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is United Financial Service's reputation grade?

United Financial Service has a reputation grade of C (score: 57.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Financial Service respond to consumer complaints?

United Financial Service has a 79% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does United Financial Service operate?

United Financial Service has received CFPB complaints from consumers in 5 states, with the most complaints from California (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Financial Service - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Compiled by PlainCollector

Disclosure verification of debt

5
Attempts to collect debt not owed

3
Written notification about debt

3
Cont'd attempts collect debt not owed

2
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record united-financial-service United Financial Service

Grade C · 14 CFPB filings · 79% timely · lead issue: Disclosure verification of debt · vol #2229 · compose #2878

VOL 14
GRADE C
12MO 0
STATES 5
TIMELY 79%
DISPUTE 29%
ISSUE Disclosure verification of…
RANK #2,229
COMPOSE #2,878

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Financial Service's 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of United Financial Service's CFPB filings land in California

High volume does not equal a clean composite: United Financial Service is volume #2,229 but composite #2,878, while California dominates the geography. Corpus placement method.

Dominant state: California 50.0%; 7 of 14 filings · 5 states touched
Seasonal peak: 2018-07 9.5%; 8–15% band · 2 filings
Divergent corpus ranks: #2,229 volume; #2,878 composite; Cleanest-composite ladder is 649 places worse than volume

How does United Financial Service compare to its peers?

How does United Financial Service compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

United Financial Servi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

79%

38%

91%

Consumer-dispute ratelower is better

29%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-10 2026-02

Issue Detail Breakdown

Issue	Complaints
Disclosure verification of debt	5
Attempts to collect debt not owed	3
Written notification about debt	3
Cont'd attempts collect debt not owed	2
False statements or representation	1

Where do complaints against United Financial Service come from?

United Financial Service's own per-state count, not a national baseline.

California

7
Florida

3
Nevada

1
Ohio

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Financial Service: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to United Financial Service: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.