What is the most common complaint against United Check Recovery Bureau, Inc.?

The most common issue consumers report about United Check Recovery Bureau, Inc. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 71 complaints filed with the CFPB.

Are complaints against United Check Recovery Bureau, Inc. increasing or decreasing?

Complaints against United Check Recovery Bureau, Inc. have been stable. The company received 14 complaints in the last 12 months.

What is United Check Recovery Bureau, Inc.'s reputation grade?

United Check Recovery Bureau, Inc. has a reputation grade of C (score: 61.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Check Recovery Bureau, Inc. respond to consumer complaints?

United Check Recovery Bureau, Inc. has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does United Check Recovery Bureau, Inc. operate?

United Check Recovery Bureau, Inc. has received CFPB complaints from consumers in 28 states, with the most complaints from Texas (9 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Check Recovery Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

32
Threatened to contact someone or share information improperly

12
Attempts to collect debt not owed

11
Written notification about debt

7
Took or threatened to take negative or legal action

4
False statements or representation

3

Data updated September 2026

CFPB complaint disposition

CCDB record united-check-recovery-bureau-inc United Check Recovery Bureau, Inc.

Grade C · 71 CFPB filings · 92% timely · lead issue: Communication tactics · vol #1000 · compose #2165

VOL 71
GRADE C
12MO 14
STATES 28
TIMELY 92%
DISPUTE 0%
ISSUE Communication tactics
RANK #1,000
COMPOSE #2,165

Volume peers

Nearest volume peer: Abbott Osborn Jacobs PLC (71 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Check Recovery Bureau, Inc.'s 71 CFPB complaints sit next to Abbott Osborn Jacobs PLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

United Check Recovery Bureau, Inc. spreads filings across 28 states - Texas leads at only 12.7%

Despite a broad state map, United Check Recovery Bureau, Inc. still sits volume #1,000 against composite #2,165 - the two RankMaps diverge by 1,165 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 12.7% across 28 states
Seasonal peak: 2025-12 11.0%; 8–15% band · 10 filings
Divergent corpus ranks: #1,000 volume; #2,165 composite; Cleanest-composite ladder is 1,165 places worse than volume

How does United Check Recovery Bureau, Inc. compare to its peers?

How does United Check Recovery Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

United Check Recovery … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

68%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-12 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	32
Threatened to contact someone or share information improperly	12
Attempts to collect debt not owed	11
Written notification about debt	7
Took or threatened to take negative or legal action	4
False statements or representation	3
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against United Check Recovery Bureau, Inc. come from?

United Check Recovery Bureau, Inc.'s own per-state count, not a national baseline.

Texas

9
California

7
Florida

7
Louisiana

4
North Carolina

4
Ohio

4
New Jersey

3
Virginia

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Check Recovery Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 71.

4 peers

Know your rights before responding to United Check Recovery Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.