This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 71 complaints

United Check Recovery Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 28 states, reputation grade C.

Complaints by issue type

What consumers report about United Check Recovery Bureau, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record united-check-recovery-bureau-inc United Check Recovery Bureau, Inc.

Grade C · 71 CFPB filings · 92% timely · lead issue: Communication tactics

  • VOL 71
  • GRADE C
  • 12MO 14
  • STATES 28
  • TIMELY 92%
  • DISPUTE 0%
  • ISSUE Communication tactics
  • RANK #1,000
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Abbott Osborn Jacobs PLC (71 complaints)

Abbott Osborn Jacobs PLCAbbott Osborn Jacobs PLC71Alliant Credit UnionAlliant Credit Union71Asset Recovery Bureau LLCAsset Recovery Bureau LLC71Certegy Holdings, LLCCertegy Holdings, LLC71United Check Recovery Bureau, Inc. (this)United Check Recovery Bureau…71
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Check Recovery Bureau, Inc.'s 71 CFPB complaints sit next to Abbott Osborn Jacobs PLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 71 complaints break down

Every complaint issue type on record for United Check Recovery Bureau, Inc., not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
61.6/100
United Check Recovery Bureau, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
71
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
92%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

United Check Recovery Bureau, Inc. spreads filings across 28 states - Texas leads at only 12.7%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Texas still leads at 12.7% across 28 states
Seasonal peak
2025-12 11.0%
8–15% band · 10 filings
Corpus ranks
#1,000 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does United Check Recovery Bureau, Inc. compare to its peers?

How does United Check Recovery Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
United Check Recovery Bureau, Inc. National average
Complaints (last 12 mo)lower is better
14
0
268
Timely-response ratehigher is better
92%
68%
91%
Consumer-dispute ratelower is better
0%
17%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy United Check Recovery Bureau, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 7 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) United Check Recovery Bureau, Inc. vs. 6 similar-volume peers, by response speed and dispute rate United Check Recovery Bureau, Inc.Malcolm S. Gerald and Associates, Inc.Leading Edge Recovery Solutions, LLCCredit Solutions, LLC (KY)Abbott Osborn Jacobs PLCAudit & Adjustment Co. Inc.Credit Management Services, Inc.
Source: CFPB Consumer Complaint Database

United Check Recovery Bureau, Inc.'s complaint volume in context

United Check Recovery Bureau, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

71 Top 18% higher than 82% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). This entry sits in this band. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. United Check Recovery Bureau, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2023-12 2026-03

Issue Detail Breakdown

Issue Complaints
Communication tactics
32
Threatened to contact someone or share information improperly
12
Attempts to collect debt not owed
11
Written notification about debt
7
Took or threatened to take negative or legal action
4
False statements or representation
3
Improper contact or sharing of info
1
Taking/threatening an illegal action
1

Where do complaints against United Check Recovery Bureau, Inc. come from?

United Check Recovery Bureau, Inc.'s own per-state count, not a national baseline.

Top states by complaints against United Check Recovery Bureau, Inc.

Across 28 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Check Recovery Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 71.

4 peers

Know your rights before responding to United Check Recovery Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.