What is the most common complaint against Round Two Recovery?

The most common issue consumers report about Round Two Recovery is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 29 complaints filed with the CFPB.

Are complaints against Round Two Recovery increasing or decreasing?

Complaints against Round Two Recovery are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Round Two Recovery's reputation grade?

Round Two Recovery has a reputation grade of D (score: 52.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Round Two Recovery respond to consumer complaints?

Round Two Recovery has a 76% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Round Two Recovery operate?

Round Two Recovery has received CFPB complaints from consumers in 15 states, with the most complaints from California (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Round Two Recovery - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

16
Disclosure verification of debt

9
Improper contact or sharing of info

2
Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record round-two-recovery Round Two Recovery

Grade D · 29 CFPB filings · 76% timely · lead issue: Cont'd attempts collect debt not owed · vol #1574 · compose #3744

VOL 29
GRADE D
12MO 0
STATES 15
TIMELY 76%
DISPUTE 25%
ISSUE Cont'd attempts collect de…
RANK #1,574
COMPOSE #3,744

Volume peers

Nearest volume peer: Acquired Assets, Ltd. (29 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Round Two Recovery's 29 CFPB complaints sit next to Acquired Assets, Ltd. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Round Two Recovery (24.1%)

Volume rank #1,574 and composite rank #3,744 diverge by 2,170 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 24.1%; Mid-band (15–30%) · 15 states with ≥1 filing
Seasonal peak: 2017-08 12.2%; 8–15% band · 5 filings
Divergent corpus ranks: #1,574 volume; #3,744 composite; Cleanest-composite ladder is 2,170 places worse than volume

How does Round Two Recovery compare to its peers?

How does Round Two Recovery compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Round Two Recovery National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

76%

89%

91%

Consumer-dispute ratelower is better

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-03 2021-06

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	16
Disclosure verification of debt	9
Improper contact or sharing of info	2
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against Round Two Recovery come from?

Round Two Recovery's own per-state count, not a national baseline.

California

7
Texas

5
Florida

3
Maryland

2
Pennsylvania

2
Arizona

1
Delaware

1
Georgia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Round Two Recovery: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 29.

4 peers

Know your rights before responding to Round Two Recovery: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.