State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 17

Sorted by most complaints

Federal Cash Advance, LLC of Oklahoma

C
8 total complaints ↓ falling

GVA Holdings, LLC

C
8 total complaints ↓ falling

Global Asset Management Group, Inc.

F
8 total complaints ↓ falling

Grain Technology, Inc.

D
8 total complaints ↓ falling

Grow Credit Inc

D
8 total complaints ↑ rising

HF Holdings

D
8 total complaints ↑ rising

Healthcare Collections-I, LLC

F
8 total complaints ↓ falling

Huntington Debt Holding LLC

D
8 total complaints → stable

Ideal Collection Services, Inc.

D
8 total complaints → stable

J.S Resolution Group, Inc.

D
8 total complaints ↓ falling

Millennium Financial Group, L.L.C.

D
8 total complaints → stable

MNE Services, Inc

D
8 total complaints ↓ falling

Medical-Commercial Audit Inc

C
8 total complaints ↑ rising

Mercury Financial Intermediate LLC

D
8 total complaints ↑ rising

Millco Management

C
8 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
8 total complaints ↓ falling

Mutual Management Services LLC

F
8 total complaints → stable

National Account Systems of Omaha, LLC

D
8 total complaints → stable

National Auto Lenders, Inc.

B
8 total complaints ↓ falling

National Judgment Recovery Center, L.P.

D
8 total complaints ↓ falling

New Era Asset Management, LLC

B
8 total complaints ↓ falling

Niagara Restitution Service Inc

C
8 total complaints ↓ falling

Northtown Capital Services Group LLC

C
8 total complaints ↓ falling

PLS Group, Inc

B
8 total complaints ↓ falling

Palmar, Inc.

F
8 total complaints ↑ rising

PlusFour, Inc

F
8 total complaints ↓ falling

Porsche Financial Services, Inc.

B
8 total complaints ↑ rising

Prime Recovery LLC

D
8 total complaints ↑ rising

Rauch-Milliken International, Inc.

D
8 total complaints ↓ falling

Revenue Enterprises, LLC

D
8 total complaints → stable

Round Up Ventures, L.P.

D
8 total complaints ↑ rising

State Farm Bank, FSB

D
8 total complaints ↓ falling

Suntrust Banks, Inc.

D
8 total complaints ↓ falling

Select Management Resources, LLC

C
8 total complaints ↓ falling

Sparrow Financial, Inc.

D
8 total complaints ↑ rising

Stephens and Michaels Associates, Inc.

C
8 total complaints ↓ falling

Tennessee Credit Management, Inc

D
8 total complaints ↑ rising

The Aligned Company DBA Extra

C
8 total complaints ↑ rising

The Law Offices of Gerald E Moore & Associates, PC

C
8 total complaints ↓ falling

U.S. Collections West, Inc.

D
8 total complaints → stable

United Resource Systems, Inc

F
8 total complaints ↓ falling

Universal Account Servicing, LLC

F
8 total complaints → stable

Vision Financial Corp.

D
8 total complaints ↓ falling

Wallace Management Company, LLC

B
8 total complaints ↑ rising

Weinberg Mediation Group LLC

F
8 total complaints ↓ falling

West Bay Acquisitions, LLC

B
8 total complaints ↓ falling

ACQ Holdings, LLC.

C
7 total complaints ↓ falling

Abbott Osborn Jacobs PLC

C
7 total complaints ↓ falling

Academy Mortgage Corporation

F
7 total complaints ↑ rising

Accelerated Servicing Group LLC

F
7 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.