State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 16

Sorted by most complaints

Carmichael & Frost LLC

D
9 total complaints ↑ rising

Commercial Trade, Inc.

C
9 total complaints ↓ falling

Concord Resolution Inc (Closed)

F
9 total complaints ↓ falling

Consumer Collection Management. Inc

F
9 total complaints → stable

Credit Bureau Systems, Inc., Paducah, KY Branch

D
9 total complaints → stable

Credit International Corporation

C
9 total complaints → stable

Creditors Bureau Associates

D
9 total complaints → stable

Deinde Online Services, LLC

F
9 total complaints ↑ rising

Eltman Law, P.C.

D
9 total complaints ↓ falling

Express Recovery Services, Inc.

D
9 total complaints → stable

Fairway Capital Recovery, LLC

C
9 total complaints ↑ rising

Financial Asset Management Systems Inc

C
9 total complaints ↓ falling

First Investors Servicing Corporation, Atlanta, GA Branch

C
9 total complaints ↓ falling

Great Lakes

C
9 total complaints ↓ falling

Greensky Operations, LLC

D
9 total complaints ↑ rising

Grand Canyon Title, Agency, Inc.

F
9 total complaints ↑ rising

Gravamen Asset Management Group LLC

F
9 total complaints → stable

Jana Ferrell & Associates LLC

F
9 total complaints → stable

Lazarus Financial Group, Inc.(Closed)

F
9 total complaints ↓ falling

National Commercial Services, Inc

D
9 total complaints ↓ falling

Pacific Credit Exchange Corporation

B
9 total complaints → stable

Roycroft Management

F
9 total complaints ↓ falling

Shabana Motors

C
9 total complaints ↑ rising

Sierra Holdings LLC

D
9 total complaints ↓ falling

The DeGrasse Law Firm, P.C.

A
9 total complaints ↓ falling

The Leviton Law Firm, Ltd.

D
9 total complaints ↓ falling

Tormey Bewley Corporation

C
9 total complaints ↓ falling

UHG, LLC

F
9 total complaints ↓ falling

United Check Recovery Bureau, Inc.

C
9 total complaints → stable

Vericheck

F
9 total complaints ↑ rising

ADP Inc.

F
8 total complaints ↓ falling

Access Receivables of NC Inc.

C
8 total complaints ↓ falling

Action Credit, LLC

C
8 total complaints ↑ rising

Affiliated Acceptance Corporation

C
8 total complaints ↓ falling

B&F Finance Corp.

A
8 total complaints → stable

Ballybunion Enterprises, Inc

D
8 total complaints ↓ falling

Bepensa Capital, Inc.

C
8 total complaints → stable

Bonded Business Services, Ltd.

C
8 total complaints ↓ falling

Bonial & Associates, P.C

B
8 total complaints ↓ falling

Certegy Holdings, LLC

D
8 total complaints ↓ falling

Clark County Collection Service

D
8 total complaints → stable

Collection Management Company

C
8 total complaints ↓ falling

Commercial Acceptance Company

D
8 total complaints → stable

Debt Management Incorporated

F
8 total complaints ↑ rising

Durrett Motor Company, Inc.

D
8 total complaints ↑ rising

Early Warning Services, LLC

B
8 total complaints ↑ rising

Eastpoint Recovery Group, Inc

D
8 total complaints ↓ falling

Everest Receivable Services Inc.

C
8 total complaints → stable

Fair Capital

D
8 total complaints ↑ rising

Fay Servicing, LLC

D
8 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.