State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 18

Sorted by most complaints

Account Management Services, Inc.

D
7 total complaints ↓ falling

Alliance Asset Management, Inc (Closed)

B
7 total complaints ↓ falling

Allied International Credit Corp., (US)

C
7 total complaints ↓ falling

Alpine Credit, Inc

D
7 total complaints ↓ falling

American Recovery Service Incorporated

D
7 total complaints ↓ falling

American Student Assistance

C
7 total complaints ↓ falling

Arivo Acceptance, LLC

C
7 total complaints ↑ rising

Assured Financial LLC

D
7 total complaints ↓ falling

Blincloans, Inc.

C
7 total complaints ↑ rising

Bayside Capital Services, LLC

F
7 total complaints ↓ falling

Benuck & Rainey, Inc.

F
7 total complaints ↓ falling

Business Processing Solutions, LLC

F
7 total complaints ↑ rising

CHECKredi of Kentucky, LLC

D
7 total complaints ↑ rising

Commerce Bank

B
7 total complaints ↑ rising

Central States Recovery, Inc.

C
7 total complaints ↓ falling

Chek Cash, Inc.

A
7 total complaints ↑ rising

Coast to Coast Financial Solutions, Inc.

F
7 total complaints ↓ falling

Coastal Financial Solutions, LLC

D
7 total complaints ↓ falling

Cornerstone Holdings, Inc.

B
7 total complaints → stable

Denali Capital Holdings, LLC

D
7 total complaints ↑ rising

FX Quick Cash, LLC

B
7 total complaints ↓ falling

Financial Management Solutions, LLC

D
7 total complaints ↓ falling

FlexShopper, Inc

D
7 total complaints → stable

Heartland Resolution Group, LLC

D
7 total complaints ↓ falling

Innovate Managed Holdings, LLC

D
7 total complaints ↓ falling

Integras Capital Recovery LLC

F
7 total complaints → stable

InvestiNet LLC

D
7 total complaints ↑ rising

J J Marshall & Associates, Inc

D
7 total complaints → stable

JDJ Investments, INC.

D
7 total complaints ↑ rising

Jacobs, Marsh LLC

D
7 total complaints ↓ falling

Kansas Counselors, Inc.

D
7 total complaints ↓ falling

Kirkland Asset Management LLC

D
7 total complaints ↓ falling

Luke, Johnson & Lewis LLC

B
7 total complaints → stable

Lien Enforcement Inc

D
7 total complaints → stable

Lionstone Holdings Group

F
7 total complaints ↓ falling

Merchants and Medical Credit Corporation, Inc.

D
7 total complaints ↓ falling

Mid-South Adjustment Co., Inc.

F
7 total complaints ↑ rising

Midwest Finance Corporation

B
7 total complaints ↑ rising

National Business Factors

C
7 total complaints ↓ falling

Nationwide Financial Group

D
7 total complaints ↓ falling

Neighborhood Autos, LLC

A
7 total complaints ↑ rising

Nevada Credico, Inc.

D
7 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
7 total complaints ↓ falling

PCR Group

F
7 total complaints → stable

Pinnacle Recovery, Inc.

D
7 total complaints ↓ falling

Partners Financial Services Inc

B
7 total complaints ↓ falling

Pintor Partners, LP

B
7 total complaints ↓ falling

Primary Financial Services L.L.C.

C
7 total complaints ↓ falling

Recovery Management Solutions LLC

F
7 total complaints ↑ rising

Rent Recover, LLC

F
7 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.