What is the most common complaint against Tennessee Credit Management, Inc?

The most common issue consumers report about Tennessee Credit Management, Inc is "Attempts to collect debt not owed", specifically "Didn't receive notice of right to dispute". This is based on 41 complaints filed with the CFPB.

Are complaints against Tennessee Credit Management, Inc increasing or decreasing?

Complaints against Tennessee Credit Management, Inc are rising. The company received 27 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Tennessee Credit Management, Inc's reputation grade?

Tennessee Credit Management, Inc has a reputation grade of D (score: 54.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Tennessee Credit Management, Inc respond to consumer complaints?

Tennessee Credit Management, Inc has a 100% timely response rate to CFPB complaints.

In how many states does Tennessee Credit Management, Inc operate?

Tennessee Credit Management, Inc has received CFPB complaints from consumers in 12 states, with the most complaints from Texas (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Tennessee Credit Management, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

12
Written notification about debt

12
Took or threatened to take negative or legal action

8
False statements or representation

6
Communication tactics

2
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record tennessee-credit-management-inc Tennessee Credit Management, Inc

Grade D · 41 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1330 · compose #3478

VOL 41
GRADE D
12MO 27
STATES 12
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,330
COMPOSE #3,478

Volume peers

Nearest volume peer: First Horizon Bank (41 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Tennessee Credit Management, Inc's 41 CFPB complaints sit next to First Horizon Bank on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Texas is the plurality state for Tennessee Credit Management, Inc (19.5%)

Volume rank #1,330 and composite rank #3,478 diverge by 2,148 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 19.5%; Mid-band (15–30%) · 12 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2018-02 at 7.5% (3 filings)
Divergent corpus ranks: #1,330 volume; #3,478 composite; Cleanest-composite ladder is 2,148 places worse than volume

How does Tennessee Credit Management, Inc compare to its peers?

How does Tennessee Credit Management, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Tennessee Credit Manag… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-09 2020-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	12
Written notification about debt	12
Took or threatened to take negative or legal action	8
False statements or representation	6
Communication tactics	2
Electronic communications	1

Where do complaints against Tennessee Credit Management, Inc come from?

Tennessee Credit Management, Inc's own per-state count, not a national baseline.

Texas

8
Georgia

7
South Carolina

6
Mississippi

5
Florida

4
Alabama

3
North Carolina

2
Tennessee

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Tennessee Credit Management, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 41.

4 peers

Know your rights before responding to Tennessee Credit Management, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.