This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 48 complaints

Grow Credit Inc - Debt Collector Complaint Profile

CFPB complaint profile across 19 states, reputation grade D.

Complaints by issue type

What consumers report about Grow Credit Inc

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record grow-credit-inc Grow Credit Inc

Grade D · 48 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed

  • VOL 48
  • GRADE D
  • 12MO 21
  • STATES 19
  • TIMELY 91%
  • ISSUE Attempts to collect debt n…
  • RANK #1,224
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: ABR Recovery Services LLC. (48 complaints)

ABR Recovery Services LLC.ABR Recovery Services LLC.48Asset Recovery Group, Inc.Asset Recovery Group, Inc.48California Accounts ServiceCalifornia Accounts Service48Chaplain Financial Services LLCChaplain Financial Services …48Grow Credit Inc (this)Grow Credit Inc (this)48
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Grow Credit Inc's 48 CFPB complaints sit next to ABR Recovery Services LLC. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 48 complaints break down

Every complaint issue type on record for Grow Credit Inc, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
50.6/100
Grow Credit Inc

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
48
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
91%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Steady monthly series

Texas is the plurality state for Grow Credit Inc (16.7%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 16.7%
Mid-band (15–30%) · 19 states with ≥1 filing
Even monthly load
Peak under 8%
Highest month 2021-03 at 6.7% (2 filings)
Corpus ranks
#1,224 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Grow Credit Inc compare to its peers?

How does Grow Credit Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Grow Credit Inc National average
Complaints (last 12 mo)lower is better
21
0
268
Timely-response ratehigher is better
91%
0%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Grow Credit Inc a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 7 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%50%100%150% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Grow Credit Inc vs. 7 similar-volume peers, by response speed and dispute rate Global Portfolio Recovery, LLCLazarus Financial Group, Inc.(Closed)Fidelity National Financial, IncLegal Recovery Law Offices, IncProfessional Credit Analysts of MN, Inc.Chaplain Financial Services LLCCalifornia Accounts Service
Source: CFPB Consumer Complaint Database

Grow Credit Inc's complaint volume in context

Grow Credit Inc vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

48 Top 23% higher than 77% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). This entry sits in this band. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Grow Credit Inc 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2019-03 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
21
Took or threatened to take negative or legal action
12
Written notification about debt
8
False statements or representation
5
Electronic communications
2

Where do complaints against Grow Credit Inc come from?

Grow Credit Inc's own per-state count, not a national baseline.

Top states by complaints against Grow Credit Inc

Across 19 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Grow Credit Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 48.

4 peers

Know your rights before responding to Grow Credit Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.