What is the most common complaint against Grow Credit Inc?

The most common issue consumers report about Grow Credit Inc is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 48 complaints filed with the CFPB.

Are complaints against Grow Credit Inc increasing or decreasing?

Complaints against Grow Credit Inc are rising. The company received 21 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Grow Credit Inc's reputation grade?

Grow Credit Inc has a reputation grade of D (score: 50.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Grow Credit Inc respond to consumer complaints?

Grow Credit Inc has a 91% timely response rate to CFPB complaints.

In how many states does Grow Credit Inc operate?

Grow Credit Inc has received CFPB complaints from consumers in 19 states, with the most complaints from Texas (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Grow Credit Inc - Debt Collector Complaint Profile

CFPB complaint profile across 19 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

21
Took or threatened to take negative or legal action

12
Written notification about debt

8
False statements or representation

5
Electronic communications

2

Data updated September 2026

CFPB complaint disposition

CCDB record grow-credit-inc Grow Credit Inc

Grade D · 48 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #1224 · compose #4095

VOL 48
GRADE D
12MO 21
STATES 19
TIMELY 91%
ISSUE Attempts to collect debt n…
RANK #1,224
COMPOSE #4,095

Volume peers

Nearest volume peer: ABR Recovery Services LLC. (48 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Grow Credit Inc's 48 CFPB complaints sit next to ABR Recovery Services LLC. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Texas is the plurality state for Grow Credit Inc (16.7%)

Volume rank #1,224 and composite rank #4,095 diverge by 2,871 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 16.7%; Mid-band (15–30%) · 19 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2021-03 at 6.7% (2 filings)
Divergent corpus ranks: #1,224 volume; #4,095 composite; Cleanest-composite ladder is 2,871 places worse than volume

How does Grow Credit Inc compare to its peers?

How does Grow Credit Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Grow Credit Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	21
Took or threatened to take negative or legal action	12
Written notification about debt	8
False statements or representation	5
Electronic communications	2

Where do complaints against Grow Credit Inc come from?

Grow Credit Inc's own per-state count, not a national baseline.

Texas

8
Florida

6
California

5
North Carolina

5
Georgia

4
Alabama

3
Illinois

3
Louisiana

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Grow Credit Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 48.

4 peers

Know your rights before responding to Grow Credit Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.